13/F B
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 10
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$539K, with repayments around HK$23,520/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,327 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 630 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2014-08-11 | HK$3.82M | +153.0% |
| 2009-05-08 | HK$1.51M | −0.7% |
| 2006-09-28 | HK$1.52M | +6.3% |
| 2006-04-07 | HK$1.43M | −10.6% |
| 2001-02-09 | HK$1.60M | −41.8% |
| 1998-02-17 | HK$2.75M | −23.2% |
| 1997-05-16 | HK$3.58M | −7.0% |
| 1997-05-08 | HK$3.85M | +48.1% |
| 1997-02-22 | HK$2.60M | +55.7% |
| 1995-07-28 | HK$1.67M | — |