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At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,345/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.20M · min. income ≈ HK$40,690/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$83,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-01 | HK$4.19M | +4.8% 7.2y · 1.0%/yr |
| 2016-11-29 | HK$4.00M | +159.7% 6.9y · 23.0%/yr |
| 2009-12-08 | HK$1.54M | +21.3% |
| 2009-07-24 | HK$1.27M | +0.8% |
| 2008-01-02 | HK$1.26M | −41.4% |
| 1998-03-07 | HK$2.15M | +22.9% |
| 1996-06-07 | HK$1.75M | +20.7% |
| 1995-07-28 | HK$1.45M | — |