18/F A
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 10
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$550K, with repayments around HK$23,969/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,938/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,640 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ginza Station.
Family-friendly — 78 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- A
- Saleable Area
- 635 Saleable ft²
- Gross Area
- 820 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-08 | HK$6.35M | +43.1% 3.1y · 14.0%/yr |
| 2016-09-06 | HK$4.44M | +138.6% 21.2y · 7.0%/yr |
| 1995-07-28 | HK$1.86M | — |