20/F A

in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 10

Yuen Long District · New Territories West

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Floor

1/F A 638 ft² 1/F B 630 ft² 1/F C 546 ft² 1/F D 547 ft² 1/F E 446 ft² 1/F F 442 ft² 1/F G 547 ft² 1/F H 550 ft² 2/F A 638 ft² 2/F B 628 ft² 2/F C 546 ft² 2/F D 546 ft² 2/F E 450 ft² 2/F F 442 ft² 2/F G 549 ft² 2/F H 550 ft² 3/F A 632 ft² 3/F B 628 ft² 3/F C 546 ft² 3/F D 546 ft² 3/F E 442 ft² 3/F F 442 ft² 3/F H 550 ft² 4/F A 638 ft² 4/F B 628 ft² 4/F C 546 ft² 4/F D 547 ft² 4/F E 446 ft² 4/F F 446 ft² 4/F G 547 ft² 4/F H 546 ft² 5/F A 638 ft² 5/F B 630 ft² 5/F C 549 ft² 5/F D 547 ft² 5/F E 450 ft² 5/F F 446 ft² 5/F G 547 ft² 5/F H 546 ft² 6/F A 638 ft² 6/F B 630 ft² 6/F C 549 ft² 6/F D 546 ft² 6/F E 450 ft² 6/F F 446 ft² 6/F G 547 ft² 6/F H 550 ft² 7/F A 638 ft² 7/F B 630 ft² 7/F C 546 ft² 7/F D 547 ft² 7/F E 450 ft² 7/F F 442 ft² 7/F G 547 ft² 7/F H 550 ft² 8/F A 632 ft² 8/F B 628 ft² 8/F C 546 ft² 8/F D 546 ft² 8/F E 446 ft² 8/F F 446 ft² 8/F G 549 ft² 8/F H 550 ft² 9/F A 638 ft² 9/F B 630 ft² 9/F C 546 ft² 9/F D 547 ft² 9/F E 450 ft² 9/F F 442 ft² 9/F G 549 ft² 9/F H 546 ft² 10/F A 632 ft² 10/F B 630 ft² 10/F C 549 ft² 10/F D 546 ft² 10/F E 450 ft² 10/F F 446 ft² 10/F G 547 ft² 10/F H 546 ft² 11/F A 632 ft² 11/F B 628 ft² 11/F C 549 ft² 11/F D 546 ft² 11/F E 450 ft² 11/F F 446 ft² 11/F G 549 ft² 11/F H 550 ft² 12/F A 638 ft² 12/F B 628 ft² 12/F C 546 ft² 12/F D 547 ft² 12/F E 446 ft² 12/F F 442 ft² 12/F G 547 ft² 12/F H 550 ft² 13/F A 638 ft² 13/F B 630 ft² 13/F C 549 ft² 13/F D 547 ft² 13/F E 446 ft² 13/F F 442 ft² 13/F G 549 ft² 13/F H 550 ft² 14/F A 635 ft² 14/F B 630 ft² 14/F C 549 ft² 14/F D 544 ft² 14/F E 450 ft² 14/F F 442 ft² 14/F G 547 ft² 14/F H 547 ft² 15/F A 635 ft² 15/F B 630 ft² 15/F C 546 ft² 15/F D 549 ft² 15/F E 446 ft² 15/F F 442 ft² 15/F G 549 ft² 15/F H 547 ft² 16/F A 635 ft² 16/F B 630 ft² 16/F C 546 ft² 16/F D 549 ft² 16/F E 450 ft² 16/F F 446 ft² 16/F G 549 ft² 16/F H 547 ft² 17/F A 635 ft² 17/F B 628 ft² 17/F C 546 ft² 17/F D 544 ft² 17/F E 446 ft² 17/F F 446 ft² 17/F G 547 ft² 17/F H 547 ft² 18/F A 635 ft² 18/F B 628 ft² 18/F C 549 ft² 18/F D 549 ft² 18/F E 446 ft² 18/F F 446 ft² 18/F G 549 ft² 18/F H 547 ft² 19/F A 635 ft² 19/F B 628 ft² 19/F C 546 ft² 19/F D 544 ft² 19/F E 450 ft² 19/F F 442 ft² 19/F G 549 ft² 19/F H 549 ft² 20/F A 635 ft² 20/F B 630 ft² 20/F C 546 ft² 20/F D 544 ft² 20/F E 450 ft² 20/F F 442 ft² 20/F G 547 ft² 20/F H 549 ft² 21/F A 635 ft² 21/F B 630 ft² 21/F C 546 ft² 21/F D 544 ft² 21/F E 446 ft² 21/F F 442 ft² 21/F G 549 ft² 21/F H 547 ft² 22/F A 635 ft² 22/F B 630 ft² 22/F C 546 ft² 22/F D 544 ft² 22/F E 446 ft² 22/F F 442 ft² 22/F G 547 ft² 22/F H 547 ft² 23/F A 635 ft² 23/F B 630 ft² 23/F C 549 ft² 23/F D 549 ft² 23/F E 450 ft² 23/F F 446 ft² 23/F G 547 ft² 23/F H 547 ft² 24/F A 635 ft² 24/F B 628 ft² 24/F C 546 ft² 24/F D 549 ft² 24/F E 450 ft² 24/F F 442 ft² 24/F G 549 ft² 24/F H 547 ft² 25/F A 635 ft² 25/F B 630 ft² 25/F C 549 ft² 25/F D 549 ft² 25/F E 446 ft² 25/F F 446 ft² 25/F G 547 ft² 25/F H 547 ft² 26/F A 635 ft² 26/F B 628 ft² 26/F C 546 ft² 26/F D 544 ft² 26/F E 450 ft² 26/F F 442 ft² 26/F G 547 ft² 26/F H 547 ft² 27/F A 635 ft² 27/F B 628 ft² 27/F C 549 ft² 27/F D 549 ft² 27/F E 446 ft² 27/F F 446 ft² 27/F G 547 ft² 27/F H 547 ft² 28/F A 635 ft² 28/F B 628 ft² 28/F C 549 ft² 28/F D 544 ft² 28/F E 446 ft² 28/F F 446 ft² 29/F A 635 ft² 29/F B 630 ft² 29/F C 546 ft² 29/F D 549 ft² 29/F E 450 ft² 29/F F 442 ft² 29/F G 547 ft² 29/F H 547 ft² 30/F A 635 ft² 30/F B 628 ft² 30/F C 546 ft² 30/F D 549 ft² 30/F E 446 ft² 30/F F 442 ft² 30/F G 547 ft² 30/F H 547 ft² 31/F A 635 ft² 31/F B 628 ft² 31/F C 546 ft² 31/F D 544 ft² 31/F E 450 ft² 31/F F 442 ft² 31/F G 547 ft² 31/F H 547 ft² 32/F A 635 ft² 32/F B 630 ft² 32/F C 549 ft² 32/F D 544 ft² 32/F E 446 ft² 32/F F 442 ft² 32/F G 549 ft² 32/F H 549 ft² 33/F A 635 ft² 33/F B 630 ft² 33/F C 546 ft² 33/F D 549 ft² 33/F E 446 ft² 33/F F 442 ft² 33/F G 547 ft² 33/F H 549 ft² 34/F A 635 ft² 34/F B 630 ft² 34/F C 549 ft² 34/F D 549 ft² 34/F E 446 ft² 34/F F 442 ft² 34/F G 549 ft² 34/F H 549 ft² 35/F A 635 ft² 35/F B 630 ft² 35/F C 546 ft² 35/F D 544 ft² 35/F E 446 ft² 35/F F 442 ft² 36/F A 1,462 ft² 36/F B 1,407 ft² 36/F C 1,244 ft² 36/F D 1,280 ft² 36/F E 1,002 ft² 36/F F 986 ft² 36/F G 1,243 ft² 36/F H 1,281 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.52M

≈ HK$8,688 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$552K, with repayments around HK$24,063/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$22,643

−HK$1,420/mo

▼ 0.25% · 3.875%

HK$23,347

−HK$716/mo

Today · 4.125%

HK$24,063

baseline

▲ 0.50% · 4.625%

HK$25,527

+HK$1,464/mo

Deposit HK$552K · loan HK$4.96M · min. income ≈ HK$48,126/mo (50% DSR)

Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$124,124 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Ginza

≈ 3 min walk · 209 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (9 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to LR-Ginza Station.

Family-friendly — 78 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 74 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 635 Saleable ft²
Gross Area: 820 ft²
Efficiency: 77%
District: Yuen Long District · New Territories West
School net (POA): 72

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2023-02-14	HK$5.80M	+185.7% 7.4y · 3.0%/yr	HK$9,134	HK$7,073
1999-10-14	HK$2.03M	+23.0%	HK$3,197	HK$2,476
1995-07-28	HK$1.65M	—	HK$2,598	HK$2,012

Other appraised units in this building

Data sourced from Renavon.com