25/F F
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 13
Yuen Long District · New Territories West
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,866/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.89M · min. income ≈ HK$37,732/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$64,879 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 89 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-05-15 | HK$4.45M | +93.5% 4.8y · 20.0%/yr |
| 2012-08-21 | HK$2.30M | +94.9% |
| 2008-10-02 | HK$1.18M | −5.6% |
| 2005-06-29 | HK$1.25M | +34.4% |
| 2001-11-06 | HK$930K | −62.8% |
| 1997-05-15 | HK$2.50M | +82.5% |
| 1995-07-27 | HK$1.37M | — |