25/F A
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 13
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$561K, with repayments around HK$24,448/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$561K · loan HK$5.04M · min. income ≈ HK$48,896/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$126,114 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 89 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- A
- Saleable Area
- 635 Saleable ft²
- Gross Area
- 820 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-21 | HK$4.88M | +5.6% 8.9y · 1.0%/yr |
| 2015-04-30 | HK$4.62M | +90.1% |
| 2011-12-13 | HK$2.43M | +10.5% |
| 2010-07-09 | HK$2.20M | −14.7% |
| 1997-01-07 | HK$2.58M | +7.5% |
| 1996-12-06 | HK$2.40M | +50.0% |
| 1995-07-27 | HK$1.60M | — |