18/F B
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 13
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$554K, with repayments around HK$24,143/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,286/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,540 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 89 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- B
- Saleable Area
- 630 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-12-16 | HK$4.90M | +136.7% 6.5y · 21.0%/yr |
| 2010-06-22 | HK$2.07M | +31.0% |
| 1998-11-11 | HK$1.58M | −33.3% |
| 1997-01-02 | HK$2.37M | +19.1% |
| 1996-05-30 | HK$1.99M | +23.6% |
| 1995-07-27 | HK$1.61M | — |