31/F D
in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 13
Yuen Long District · New Territories West
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$521K, with repayments around HK$22,704/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$521K · loan HK$4.68M · min. income ≈ HK$45,408/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Ginza Station.
Family-friendly — 89 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-14 | HK$4.80M | +140.0% 13.4y · 10.0%/yr |
| 2010-10-25 | HK$2.00M | +53.8% |
| 2004-10-30 | HK$1.30M | −32.6% |
| 1999-08-27 | HK$1.93M | −0.5% |
| 1996-06-14 | HK$1.94M | +10.9% |
| 1995-07-27 | HK$1.75M | — |