20/F B

in KINGSWOOD VILLAS PHASE 7 KENSWOOD COURT BLOCK 13

Yuen Long District · New Territories West

Switch unit

Floor

1/F A 638 ft² 1/F B 630 ft² 1/F C 546 ft² 1/F D 547 ft² 1/F E 446 ft² 1/F F 442 ft² 1/F G 547 ft² 1/F H 550 ft² 2/F A 632 ft² 2/F B 630 ft² 2/F C 546 ft² 2/F D 547 ft² 2/F E 446 ft² 2/F F 442 ft² 2/F G 547 ft² 2/F H 550 ft² 3/F A 632 ft² 3/F B 630 ft² 3/F C 546 ft² 3/F D 547 ft² 3/F E 450 ft² 3/F F 442 ft² 3/F G 547 ft² 3/F H 550 ft² 4/F A 632 ft² 4/F B 630 ft² 4/F C 550 ft² 4/F D 546 ft² 4/F E 450 ft² 4/F F 442 ft² 4/F G 547 ft² 4/F H 550 ft² 5/F A 632 ft² 5/F B 630 ft² 5/F C 546 ft² 5/F D 547 ft² 5/F E 450 ft² 5/F F 442 ft² 5/F G 550 ft² 5/F H 550 ft² 6/F A 638 ft² 6/F B 630 ft² 6/F C 546 ft² 6/F D 547 ft² 6/F E 446 ft² 6/F F 446 ft² 6/F G 547 ft² 6/F H 550 ft² 7/F A 638 ft² 7/F B 630 ft² 7/F C 546 ft² 7/F D 547 ft² 7/F E 446 ft² 7/F F 446 ft² 7/F G 550 ft² 7/F H 550 ft² 8/F A 638 ft² 8/F B 630 ft² 8/F C 550 ft² 8/F D 546 ft² 8/F E 446 ft² 8/F F 442 ft² 8/F G 547 ft² 8/F H 550 ft² 9/F A 638 ft² 9/F B 630 ft² 9/F C 546 ft² 9/F D 546 ft² 9/F E 450 ft² 9/F F 442 ft² 9/F G 550 ft² 9/F H 550 ft² 10/F A 638 ft² 10/F B 630 ft² 10/F C 546 ft² 10/F D 547 ft² 10/F E 446 ft² 10/F F 446 ft² 10/F G 550 ft² 10/F H 550 ft² 11/F A 632 ft² 11/F B 630 ft² 11/F C 546 ft² 11/F D 547 ft² 11/F E 446 ft² 11/F F 446 ft² 11/F G 550 ft² 11/F H 546 ft² 12/F A 632 ft² 12/F B 630 ft² 12/F C 550 ft² 12/F D 546 ft² 12/F E 450 ft² 12/F F 442 ft² 12/F G 550 ft² 12/F H 550 ft² 13/F B 630 ft² 13/F C 550 ft² 13/F D 547 ft² 13/F E 446 ft² 13/F F 442 ft² 13/F G 550 ft² 13/F H 550 ft² 13/F A 638 ft² 14/F A 635 ft² 14/F B 630 ft² 14/F C 546 ft² 14/F D 544 ft² 14/F E 446 ft² 14/F F 446 ft² 14/F G 547 ft² 14/F H 547 ft² 15/F A 635 ft² 15/F B 630 ft² 15/F C 550 ft² 15/F D 544 ft² 15/F E 446 ft² 15/F F 446 ft² 15/F G 547 ft² 15/F H 547 ft² 16/F A 636 ft² 16/F B 629 ft² 16/F C 546 ft² 16/F D 550 ft² 16/F E 450 ft² 16/F F 442 ft² 16/F G 547 ft² 16/F H 550 ft² 17/F A 635 ft² 17/F B 629 ft² 17/F C 550 ft² 17/F D 544 ft² 17/F E 450 ft² 17/F F 446 ft² 17/F G 547 ft² 17/F H 547 ft² 18/F A 636 ft² 18/F B 630 ft² 18/F C 550 ft² 18/F D 544 ft² 18/F E 446 ft² 18/F F 446 ft² 18/F G 547 ft² 18/F H 550 ft² 19/F A 635 ft² 19/F B 630 ft² 19/F C 546 ft² 19/F D 544 ft² 19/F E 446 ft² 19/F F 446 ft² 19/F G 550 ft² 19/F H 550 ft² 20/F A 636 ft² 20/F B 630 ft² 20/F C 550 ft² 20/F D 544 ft² 20/F E 446 ft² 20/F F 446 ft² 20/F G 550 ft² 20/F H 547 ft² 21/F A 635 ft² 21/F B 630 ft² 21/F C 546 ft² 21/F D 550 ft² 21/F E 446 ft² 21/F F 442 ft² 21/F G 550 ft² 21/F H 547 ft² 22/F A 636 ft² 22/F B 630 ft² 22/F C 550 ft² 22/F D 550 ft² 22/F E 446 ft² 22/F F 446 ft² 22/F G 547 ft² 22/F H 550 ft² 23/F A 635 ft² 23/F B 630 ft² 23/F C 546 ft² 23/F D 550 ft² 23/F E 450 ft² 23/F F 442 ft² 23/F G 547 ft² 23/F H 547 ft² 24/F A 636 ft² 24/F B 630 ft² 24/F C 546 ft² 24/F G 547 ft² 24/F H 550 ft² 25/F A 635 ft² 25/F B 630 ft² 25/F C 546 ft² 25/F D 550 ft² 25/F E 446 ft² 25/F F 442 ft² 25/F G 547 ft² 25/F H 550 ft² 26/F A 635 ft² 26/F B 630 ft² 26/F C 546 ft² 26/F D 550 ft² 26/F E 446 ft² 26/F F 446 ft² 26/F G 547 ft² 26/F H 550 ft² 27/F A 635 ft² 27/F B 630 ft² 27/F C 550 ft² 27/F D 544 ft² 27/F E 446 ft² 27/F F 446 ft² 27/F G 547 ft² 27/F H 547 ft² 28/F A 636 ft² 28/F B 630 ft² 28/F C 550 ft² 28/F D 550 ft² 28/F E 450 ft² 28/F F 446 ft² 28/F G 547 ft² 28/F H 547 ft² 29/F A 636 ft² 29/F B 630 ft² 29/F C 550 ft² 29/F D 544 ft² 29/F E 446 ft² 29/F F 442 ft² 29/F G 550 ft² 29/F H 547 ft² 30/F A 636 ft² 30/F B 630 ft² 30/F C 546 ft² 30/F D 544 ft² 30/F E 446 ft² 30/F F 442 ft² 30/F G 547 ft² 30/F H 550 ft² 31/F A 635 ft² 31/F B 629 ft² 31/F C 546 ft² 31/F D 544 ft² 31/F E 446 ft² 31/F F 442 ft² 31/F G 547 ft² 31/F H 547 ft² 32/F A 635 ft² 32/F B 630 ft² 32/F C 546 ft² 32/F D 544 ft² 32/F E 446 ft² 32/F F 442 ft² 32/F G 547 ft² 32/F H 547 ft² 33/F A 635 ft² 33/F B 630 ft² 33/F C 546 ft² 33/F D 544 ft² 33/F E 446 ft² 33/F F 442 ft² 33/F G 547 ft² 33/F H 547 ft² 34/F A 1,462 ft² 34/F B 1,407 ft² 34/F C 1,244 ft² 34/F D 1,280 ft² 34/F E 1,002 ft² 34/F F 986 ft² 34/F G 1,243 ft² 34/F H 1,281 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.55M

≈ HK$8,802 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$555K, with repayments around HK$24,188/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$22,761

−HK$1,427/mo

▼ 0.25% · 3.875%

HK$23,469

−HK$719/mo

Today · 4.125%

HK$24,188

baseline

▲ 0.50% · 4.625%

HK$25,660

+HK$1,472/mo

Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$48,376/mo (50% DSR)

Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,770 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Ginza

≈ 2 min walk · 104 m

Education

schools within 1 km (17 within 500 m)

Daily convenience

within 1 km (10 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to LR-Ginza Station.

Family-friendly — 89 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 84 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 630 Saleable ft²
Gross Area: 811 ft²
Efficiency: 78%
District: Yuen Long District · New Territories West
School net (POA): 72

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2013-04-24	HK$3.40M	−11.7%	HK$5,397	HK$4,192
1997-09-10	HK$3.85M	+16.3%	HK$6,111	HK$4,747
1997-07-15	HK$3.31M	+117.8%	HK$5,254	HK$4,081
1995-07-27	HK$1.52M	—	HK$2,413	HK$1,874

Other appraised units in this building

Data sourced from Renavon.com