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At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,173/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,346/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yuet Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-06 | HK$4.50M | +43.5% 6.6y · 6.0%/yr |
| 2016-04-28 | HK$3.14M | +56.8% 4.0y · 14.0%/yr |
| 2012-04-26 | HK$2.00M | +104.1% |
| 2005-12-15 | HK$980K | −2.0% |
| 2002-07-13 | HK$1.00M | −36.7% |
| 1998-09-12 | HK$1.58M | −27.5% |
| 1997-01-10 | HK$2.18M | — |