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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,453/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,906/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$46,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yuet Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-03-16 | HK$3.99M | +141.7% 6.5y · 22.0%/yr |
| 2010-09-14 | HK$1.65M | +60.2% |
| 2009-06-09 | HK$1.03M | −10.4% |
| 2008-06-06 | HK$1.15M | +35.3% |
| 2006-03-15 | HK$850K | −25.4% |
| 2000-12-19 | HK$1.14M | −57.0% |
| 1997-11-08 | HK$2.65M | +15.2% |
| 1997-03-19 | HK$2.30M | +32.9% |
| 1996-09-19 | HK$1.73M | — |