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At today's rate and a 90% mortgage, the deposit on this unit is about HK$492K, with repayments around HK$21,478/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$492K · loan HK$4.43M · min. income ≈ HK$42,956/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$109,908 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yuet Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- H
- Saleable Area
- 550 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-10 | HK$4.60M | −14.5% 6.0y · −2.0%/yr |
| 2018-04-23 | HK$5.38M | +70.8% 3.8y · 19.0%/yr |
| 2014-07-11 | HK$3.15M | +110.0% |
| 2000-11-02 | HK$1.50M | −55.5% |
| 1997-07-14 | HK$3.37M | +32.2% |
| 1997-03-06 | HK$2.55M | +32.8% |
| 1996-07-12 | HK$1.92M | — |