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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,319/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,638/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,129 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yuet Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- G
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-21 | HK$4.48M | −22.9% 5.1y · −4.0%/yr |
| 2021-04-09 | HK$5.81M | +38.9% 4.4y · 9.0%/yr |
| 2016-10-27 | HK$4.18M | +115.5% 20.3y · 6.0%/yr |
| 1996-07-12 | HK$1.94M | — |