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At today's rate and a 90% mortgage, the deposit on this unit is about HK$437K, with repayments around HK$19,063/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$437K · loan HK$3.93M · min. income ≈ HK$38,126/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tin Yuet Station.
Family-friendly — 100 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-10 | HK$5.66M | +28.6% 3.1y · 9.0%/yr |
| 2018-11-27 | HK$4.40M | +18.9% 3.5y · 5.0%/yr |
| 2015-06-16 | HK$3.70M | +124.2% |
| 2010-11-17 | HK$1.65M | +10.7% |
| 2010-05-07 | HK$1.49M | −2.0% |
| 2010-04-28 | HK$1.52M | +9.4% |
| 2010-04-14 | HK$1.39M | −12.6% |
| 1999-05-15 | HK$1.59M | −0.6% |
| 1996-07-12 | HK$1.60M | — |