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At today's rate and a 90% mortgage, the deposit on this unit is about HK$307K, with repayments around HK$13,406/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$307K · loan HK$2.77M · min. income ≈ HK$26,812/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 377 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-07 | HK$2.90M | −27.5% 3.6y · −8.0%/yr |
| 2021-01-12 | HK$4.00M | +18.3% 3.6y · 5.0%/yr |
| 2017-06-23 | HK$3.38M | +50.2% 3.7y · 13.0%/yr |
| 2013-09-27 | HK$2.25M | +48.0% |
| 2011-08-15 | HK$1.52M | +120.3% |
| 2007-05-12 | HK$690K | — |