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At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,388/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$24,776/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-20 | HK$3.75M | +15.8% 3.2y · 5.0%/yr |
| 2018-02-09 | HK$3.24M | +51.3% 5.0y · 10.0%/yr |
| 2013-02-20 | HK$2.14M | +91.1% |
| 2010-09-07 | HK$1.12M | +55.6% |
| 2009-02-18 | HK$720K | +16.1% |
| 2007-07-26 | HK$620K | +6.9% |
| 2007-01-03 | HK$580K | +26.1% |
| 2003-10-16 | HK$460K | +9.5% |
| 2003-04-24 | HK$420K | — |