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At today's rate and a 90% mortgage, the deposit on this unit is about HK$295K, with repayments around HK$12,867/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$295K · loan HK$2.65M · min. income ≈ HK$25,734/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- G
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-17 | HK$3.75M | −7.6% 3.9y · −2.0%/yr |
| 2020-05-07 | HK$4.06M | +26.9% 3.0y · 9.0%/yr |
| 2017-05-11 | HK$3.20M | +58.4% 4.3y · 14.0%/yr |
| 2013-02-19 | HK$2.02M | +102.0% |
| 2010-02-01 | HK$1.00M | +53.8% |
| 2007-10-18 | HK$650K | +27.5% |
| 2004-10-15 | HK$510K | −56.0% |
| 1997-06-18 | HK$1.16M | +46.8% |
| 1996-10-23 | HK$790K | +33.9% |
| 1995-10-13 | HK$590K | — |