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At today's rate and a 90% mortgage, the deposit on this unit is about HK$298K, with repayments around HK$13,010/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$298K · loan HK$2.68M · min. income ≈ HK$26,020/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- F
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-16 | HK$3.05M | +9.7% 0.7y |
| 2025-12-02 | HK$2.78M | +27.5% 0.2y |
| 2025-09-26 | HK$2.18M | +33.7% 13.3y · 3.0%/yr |
| 2012-05-22 | HK$1.63M | +41.7% |
| 2010-10-19 | HK$1.15M | +38.6% |
| 2009-09-08 | HK$830K | +13.7% |
| 1996-11-26 | HK$730K | — |