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At today's rate and a 90% mortgage, the deposit on this unit is about HK$273K, with repayments around HK$11,918/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$273K · loan HK$2.46M · min. income ≈ HK$23,836/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Hong Lok Road Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 365 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-28 | HK$3.18M | +38.3% 4.6y · 8.0%/yr |
| 2016-07-12 | HK$2.30M | −6.1% 1.6y · −4.0%/yr |
| 2014-11-25 | HK$2.45M | +44.1% |
| 2012-09-21 | HK$1.70M | +104.8% |
| 2009-11-10 | HK$830K | +16.9% |
| 2009-10-08 | HK$710K | +34.0% |
| 2007-01-25 | HK$530K | −56.6% |
| 1997-05-10 | HK$1.22M | +15.1% |
| 1997-04-08 | HK$1.06M | +45.2% |
| 1997-02-18 | HK$730K | — |