▼ 0.50% · 3.625%
HK$16,476
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,989
−HK$520/mo
Today · 4.125%
HK$17,509
baseline
▲ 0.50% · 4.625%
HK$18,575
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,018/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,330
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,821
−HK$499/mo
Today · 4.125%
HK$19,320
baseline
▲ 0.50% · 4.625%
HK$20,338
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,640/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,124
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,688
−HK$572/mo
Today · 4.125%
HK$19,260
baseline
▲ 0.50% · 4.625%
HK$20,432
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,520/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,163
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,703
−HK$549/mo
Today · 4.125%
HK$21,252
baseline
▲ 0.50% · 4.625%
HK$22,372
+HK$1,120/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,504/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,771
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,386
−HK$625/mo
Today · 4.125%
HK$21,011
baseline
▲ 0.50% · 4.625%
HK$22,290
+HK$1,279/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,022/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,996
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,585
−HK$599/mo
Today · 4.125%
HK$23,184
baseline
▲ 0.50% · 4.625%
HK$24,406
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,368/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,419
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,085
−HK$677/mo
Today · 4.125%
HK$22,762
baseline
▲ 0.50% · 4.625%
HK$24,147
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,524/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,829
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,468
−HK$648/mo
Today · 4.125%
HK$25,116
baseline
▲ 0.50% · 4.625%
HK$26,440
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,232/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,067
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,784
−HK$729/mo
Today · 4.125%
HK$24,513
baseline
▲ 0.50% · 4.625%
HK$26,005
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,026/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,661
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,350
−HK$698/mo
Today · 4.125%
HK$27,048
baseline
▲ 0.50% · 4.625%
HK$28,474
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,096/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,714
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,483
−HK$781/mo
Today · 4.125%
HK$26,264
baseline
▲ 0.50% · 4.625%
HK$27,862
+HK$1,598/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,528/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,494
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,232
−HK$748/mo
Today · 4.125%
HK$28,980
baseline
▲ 0.50% · 4.625%
HK$30,507
+HK$1,527/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,362
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,182
−HK$833/mo
Today · 4.125%
HK$28,015
baseline
▲ 0.50% · 4.625%
HK$29,720
+HK$1,705/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,030/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,327
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,114
−HK$798/mo
Today · 4.125%
HK$30,912
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,629/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,824/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,010
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,881
−HK$885/mo
Today · 4.125%
HK$29,766
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,811/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,532/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,160
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,996
−HK$848/mo
Today · 4.125%
HK$32,844
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,688/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,657
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$937/mo
Today · 4.125%
HK$31,517
baseline
▲ 0.50% · 4.625%
HK$33,435
+HK$1,918/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$63,034/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,993
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,878
−HK$898/mo
Today · 4.125%
HK$34,776
baseline
▲ 0.50% · 4.625%
HK$36,609
+HK$1,833/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$69,552/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,768 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).