▼ 0.50% · 3.625%
HK$16,396
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,906
−HK$518/mo
Today · 4.125%
HK$17,424
baseline
▲ 0.50% · 4.625%
HK$18,485
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,848/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,241
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,730
−HK$496/mo
Today · 4.125%
HK$19,226
baseline
▲ 0.50% · 4.625%
HK$20,240
+HK$1,014/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,452/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,036
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,597
−HK$570/mo
Today · 4.125%
HK$19,167
baseline
▲ 0.50% · 4.625%
HK$20,333
+HK$1,166/mo
Deposit HK$3.24M · loan HK$3.95M · min. income ≈ HK$38,334/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,065
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$20,603
−HK$546/mo
Today · 4.125%
HK$21,149
baseline
▲ 0.50% · 4.625%
HK$22,263
+HK$1,114/mo
Deposit HK$3.24M · loan HK$3.95M · min. income ≈ HK$42,298/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,675
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,287
−HK$622/mo
Today · 4.125%
HK$20,909
baseline
▲ 0.50% · 4.625%
HK$22,182
+HK$1,273/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$41,818/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,889
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,476
−HK$595/mo
Today · 4.125%
HK$23,071
baseline
▲ 0.50% · 4.625%
HK$24,287
+HK$1,216/mo
Deposit HK$2.88M · loan HK$4.31M · min. income ≈ HK$46,142/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,315
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,978
−HK$674/mo
Today · 4.125%
HK$22,652
baseline
▲ 0.50% · 4.625%
HK$24,030
+HK$1,378/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$45,304/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,713
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,349
−HK$645/mo
Today · 4.125%
HK$24,994
baseline
▲ 0.50% · 4.625%
HK$26,311
+HK$1,317/mo
Deposit HK$2.52M · loan HK$4.67M · min. income ≈ HK$49,988/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,955
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,669
−HK$725/mo
Today · 4.125%
HK$24,394
baseline
▲ 0.50% · 4.625%
HK$25,878
+HK$1,484/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$48,788/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,537
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,222
−HK$695/mo
Today · 4.125%
HK$26,917
baseline
▲ 0.50% · 4.625%
HK$28,335
+HK$1,418/mo
Deposit HK$2.16M · loan HK$5.03M · min. income ≈ HK$53,834/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,594
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,359
−HK$778/mo
Today · 4.125%
HK$26,137
baseline
▲ 0.50% · 4.625%
HK$27,727
+HK$1,590/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,274/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,361
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$744/mo
Today · 4.125%
HK$28,839
baseline
▲ 0.50% · 4.625%
HK$30,359
+HK$1,520/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,678/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,234
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,050
−HK$829/mo
Today · 4.125%
HK$27,879
baseline
▲ 0.50% · 4.625%
HK$29,575
+HK$1,696/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,758/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,185
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,968
−HK$794/mo
Today · 4.125%
HK$30,762
baseline
▲ 0.50% · 4.625%
HK$32,383
+HK$1,621/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,524/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,874
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,741
−HK$880/mo
Today · 4.125%
HK$29,621
baseline
▲ 0.50% · 4.625%
HK$31,424
+HK$1,803/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$59,242/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,009
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,841
−HK$843/mo
Today · 4.125%
HK$32,684
baseline
▲ 0.50% · 4.625%
HK$34,407
+HK$1,723/mo
Deposit HK$1.08M · loan HK$6.11M · min. income ≈ HK$65,368/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,513
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,431
−HK$933/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,272
+HK$1,908/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,728/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,833
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,714
−HK$893/mo
Today · 4.125%
HK$34,607
baseline
▲ 0.50% · 4.625%
HK$36,431
+HK$1,824/mo
Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$69,214/mo (50% DSR)
Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,716 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).