▼ 0.50% · 3.625%
HK$15,908
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,402
−HK$503/mo
Today · 4.125%
HK$16,905
baseline
▲ 0.50% · 4.625%
HK$17,934
+HK$1,029/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$33,810/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,697
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,172
−HK$481/mo
Today · 4.125%
HK$18,653
baseline
▲ 0.50% · 4.625%
HK$19,636
+HK$983/mo
Deposit HK$3.49M · loan HK$3.49M · min. income ≈ HK$37,306/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,498
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,043
−HK$553/mo
Today · 4.125%
HK$18,596
baseline
▲ 0.50% · 4.625%
HK$19,727
+HK$1,131/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$37,192/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,467
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$530/mo
Today · 4.125%
HK$20,519
baseline
▲ 0.50% · 4.625%
HK$21,600
+HK$1,081/mo
Deposit HK$3.14M · loan HK$3.84M · min. income ≈ HK$41,038/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,089
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,683
−HK$603/mo
Today · 4.125%
HK$20,286
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,235/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$40,572/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,237
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,806
−HK$578/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,180/mo
Deposit HK$2.79M · loan HK$4.19M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,680
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,323
−HK$654/mo
Today · 4.125%
HK$21,977
baseline
▲ 0.50% · 4.625%
HK$23,314
+HK$1,337/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$43,954/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,006
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,623
−HK$626/mo
Today · 4.125%
HK$24,249
baseline
▲ 0.50% · 4.625%
HK$25,527
+HK$1,278/mo
Deposit HK$2.44M · loan HK$4.53M · min. income ≈ HK$48,498/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,271
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,963
−HK$704/mo
Today · 4.125%
HK$23,667
baseline
▲ 0.50% · 4.625%
HK$25,107
+HK$1,440/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$47,334/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,776
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,440
−HK$675/mo
Today · 4.125%
HK$26,115
baseline
▲ 0.50% · 4.625%
HK$27,491
+HK$1,376/mo
Deposit HK$2.09M · loan HK$4.88M · min. income ≈ HK$52,230/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,862
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,604
−HK$754/mo
Today · 4.125%
HK$25,358
baseline
▲ 0.50% · 4.625%
HK$26,901
+HK$1,543/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$50,716/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,546
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,258
−HK$722/mo
Today · 4.125%
HK$27,980
baseline
▲ 0.50% · 4.625%
HK$29,455
+HK$1,475/mo
Deposit HK$1.74M · loan HK$5.23M · min. income ≈ HK$55,960/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,452
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,244
−HK$804/mo
Today · 4.125%
HK$27,048
baseline
▲ 0.50% · 4.625%
HK$28,694
+HK$1,646/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$54,096/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,315
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,075
−HK$770/mo
Today · 4.125%
HK$29,845
baseline
▲ 0.50% · 4.625%
HK$31,418
+HK$1,573/mo
Deposit HK$1.40M · loan HK$5.58M · min. income ≈ HK$59,690/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,043
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,884
−HK$855/mo
Today · 4.125%
HK$28,739
baseline
▲ 0.50% · 4.625%
HK$30,488
+HK$1,749/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$57,478/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,085
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,892
−HK$819/mo
Today · 4.125%
HK$31,711
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,671/mo
Deposit HK$1.05M · loan HK$5.93M · min. income ≈ HK$63,422/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,634
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,524
−HK$905/mo
Today · 4.125%
HK$30,429
baseline
▲ 0.50% · 4.625%
HK$32,281
+HK$1,852/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$60,858/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,855
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,709
−HK$867/mo
Today · 4.125%
HK$33,576
baseline
▲ 0.50% · 4.625%
HK$35,346
+HK$1,770/mo
Deposit HK$698K · loan HK$6.28M · min. income ≈ HK$67,152/mo (50% DSR)
Upfront cash ≈ HK$907K (deposit + AVD stamp duty HK$209,289 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).