▼ 0.50% · 3.625%
HK$16,412
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,922
−HK$519/mo
Today · 4.125%
HK$17,441
baseline
▲ 0.50% · 4.625%
HK$18,502
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,882/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,258
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,748
−HK$496/mo
Today · 4.125%
HK$19,244
baseline
▲ 0.50% · 4.625%
HK$20,259
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,488/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,053
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,614
−HK$571/mo
Today · 4.125%
HK$19,185
baseline
▲ 0.50% · 4.625%
HK$20,352
+HK$1,167/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,370/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,084
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,622
−HK$547/mo
Today · 4.125%
HK$21,169
baseline
▲ 0.50% · 4.625%
HK$22,285
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,338/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,694
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,307
−HK$622/mo
Today · 4.125%
HK$20,929
baseline
▲ 0.50% · 4.625%
HK$22,203
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,858/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,909
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,497
−HK$596/mo
Today · 4.125%
HK$23,093
baseline
▲ 0.50% · 4.625%
HK$24,310
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,186/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,335
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,999
−HK$674/mo
Today · 4.125%
HK$22,673
baseline
▲ 0.50% · 4.625%
HK$24,053
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,346/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,735
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,372
−HK$646/mo
Today · 4.125%
HK$25,018
baseline
▲ 0.50% · 4.625%
HK$26,336
+HK$1,318/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,036/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,976
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,691
−HK$726/mo
Today · 4.125%
HK$24,417
baseline
▲ 0.50% · 4.625%
HK$25,903
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,834/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,561
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,247
−HK$695/mo
Today · 4.125%
HK$26,942
baseline
▲ 0.50% · 4.625%
HK$28,362
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,884/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,618
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,383
−HK$778/mo
Today · 4.125%
HK$26,161
baseline
▲ 0.50% · 4.625%
HK$27,753
+HK$1,592/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,322/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,387
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,121
−HK$745/mo
Today · 4.125%
HK$28,866
baseline
▲ 0.50% · 4.625%
HK$30,388
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,259
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,076
−HK$829/mo
Today · 4.125%
HK$27,905
baseline
▲ 0.50% · 4.625%
HK$29,603
+HK$1,698/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,810/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,213
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$795/mo
Today · 4.125%
HK$30,791
baseline
▲ 0.50% · 4.625%
HK$32,414
+HK$1,623/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,582/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,900
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,768
−HK$882/mo
Today · 4.125%
HK$29,650
baseline
▲ 0.50% · 4.625%
HK$31,454
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,300/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,038
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$844/mo
Today · 4.125%
HK$32,715
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,430/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,541
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,460
−HK$934/mo
Today · 4.125%
HK$31,394
baseline
▲ 0.50% · 4.625%
HK$33,304
+HK$1,910/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,788/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,864
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,746
−HK$894/mo
Today · 4.125%
HK$34,640
baseline
▲ 0.50% · 4.625%
HK$36,466
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,280/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,920 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).