▼ 0.50% · 3.625%
HK$16,415
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,926
−HK$519/mo
Today · 4.125%
HK$17,445
baseline
▲ 0.50% · 4.625%
HK$18,506
+HK$1,061/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$34,890/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,262
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,751
−HK$497/mo
Today · 4.125%
HK$19,248
baseline
▲ 0.50% · 4.625%
HK$20,263
+HK$1,015/mo
Deposit HK$3.60M · loan HK$3.60M · min. income ≈ HK$38,496/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,057
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,618
−HK$571/mo
Today · 4.125%
HK$19,189
baseline
▲ 0.50% · 4.625%
HK$20,357
+HK$1,168/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$38,378/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,088
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,627
−HK$546/mo
Today · 4.125%
HK$21,173
baseline
▲ 0.50% · 4.625%
HK$22,289
+HK$1,116/mo
Deposit HK$3.24M · loan HK$3.96M · min. income ≈ HK$42,346/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,698
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,311
−HK$622/mo
Today · 4.125%
HK$20,933
baseline
▲ 0.50% · 4.625%
HK$22,207
+HK$1,274/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$41,866/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,914
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,502
−HK$596/mo
Today · 4.125%
HK$23,098
baseline
▲ 0.50% · 4.625%
HK$24,315
+HK$1,217/mo
Deposit HK$2.88M · loan HK$4.32M · min. income ≈ HK$46,196/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,340
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,003
−HK$675/mo
Today · 4.125%
HK$22,678
baseline
▲ 0.50% · 4.625%
HK$24,058
+HK$1,380/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$45,356/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,740
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,377
−HK$646/mo
Today · 4.125%
HK$25,023
baseline
▲ 0.50% · 4.625%
HK$26,342
+HK$1,319/mo
Deposit HK$2.52M · loan HK$4.68M · min. income ≈ HK$50,046/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,981
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,696
−HK$726/mo
Today · 4.125%
HK$24,422
baseline
▲ 0.50% · 4.625%
HK$25,908
+HK$1,486/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$48,844/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,566
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,252
−HK$696/mo
Today · 4.125%
HK$26,948
baseline
▲ 0.50% · 4.625%
HK$28,368
+HK$1,420/mo
Deposit HK$2.16M · loan HK$5.04M · min. income ≈ HK$53,896/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,623
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,389
−HK$778/mo
Today · 4.125%
HK$26,167
baseline
▲ 0.50% · 4.625%
HK$27,759
+HK$1,592/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$52,334/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,393
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,127
−HK$745/mo
Today · 4.125%
HK$28,872
baseline
▲ 0.50% · 4.625%
HK$30,394
+HK$1,522/mo
Deposit HK$1.80M · loan HK$5.40M · min. income ≈ HK$57,744/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,264
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,081
−HK$830/mo
Today · 4.125%
HK$27,911
baseline
▲ 0.50% · 4.625%
HK$29,610
+HK$1,699/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$55,822/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,219
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,002
−HK$795/mo
Today · 4.125%
HK$30,797
baseline
▲ 0.50% · 4.625%
HK$32,421
+HK$1,624/mo
Deposit HK$1.44M · loan HK$5.76M · min. income ≈ HK$61,594/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,906
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,774
−HK$882/mo
Today · 4.125%
HK$29,656
baseline
▲ 0.50% · 4.625%
HK$31,460
+HK$1,804/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$59,312/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,045
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,877
−HK$845/mo
Today · 4.125%
HK$32,722
baseline
▲ 0.50% · 4.625%
HK$34,447
+HK$1,725/mo
Deposit HK$1.08M · loan HK$6.12M · min. income ≈ HK$65,444/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,547
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$934/mo
Today · 4.125%
HK$31,400
baseline
▲ 0.50% · 4.625%
HK$33,311
+HK$1,911/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$62,800/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,871
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,753
−HK$894/mo
Today · 4.125%
HK$34,647
baseline
▲ 0.50% · 4.625%
HK$36,473
+HK$1,826/mo
Deposit HK$720K · loan HK$6.48M · min. income ≈ HK$69,294/mo (50% DSR)
Upfront cash ≈ HK$936K (deposit + AVD stamp duty HK$215,965 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).