▼ 0.50% · 3.625%
HK$17,382
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,923
−HK$549/mo
Today · 4.125%
HK$18,472
baseline
▲ 0.50% · 4.625%
HK$19,596
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,944/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,337
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,856
−HK$526/mo
Today · 4.125%
HK$20,382
baseline
▲ 0.50% · 4.625%
HK$21,456
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,764/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,120
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,715
−HK$604/mo
Today · 4.125%
HK$20,319
baseline
▲ 0.50% · 4.625%
HK$21,555
+HK$1,236/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,638/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,271
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$579/mo
Today · 4.125%
HK$22,420
baseline
▲ 0.50% · 4.625%
HK$23,602
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,840/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,858
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,507
−HK$659/mo
Today · 4.125%
HK$22,166
baseline
▲ 0.50% · 4.625%
HK$23,515
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,332/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,205
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,827
−HK$631/mo
Today · 4.125%
HK$24,458
baseline
▲ 0.50% · 4.625%
HK$25,748
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,916/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,596
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,299
−HK$714/mo
Today · 4.125%
HK$24,013
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$48,026/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,138
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,813
−HK$684/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$27,893
+HK$1,396/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,335
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,092
−HK$769/mo
Today · 4.125%
HK$25,861
baseline
▲ 0.50% · 4.625%
HK$27,434
+HK$1,573/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,722/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,072
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,798
−HK$737/mo
Today · 4.125%
HK$28,535
baseline
▲ 0.50% · 4.625%
HK$30,039
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,070/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,073
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,884
−HK$824/mo
Today · 4.125%
HK$27,708
baseline
▲ 0.50% · 4.625%
HK$29,394
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,416/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,006
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,784
−HK$789/mo
Today · 4.125%
HK$30,573
baseline
▲ 0.50% · 4.625%
HK$32,184
+HK$1,611/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,146/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,811
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,676
−HK$879/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,353
+HK$1,798/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,940
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,769
−HK$842/mo
Today · 4.125%
HK$32,611
baseline
▲ 0.50% · 4.625%
HK$34,330
+HK$1,719/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,222/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,549
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$934/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,313
+HK$1,911/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,873
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,755
−HK$894/mo
Today · 4.125%
HK$34,649
baseline
▲ 0.50% · 4.625%
HK$36,476
+HK$1,827/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,298/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,287
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,261
−HK$988/mo
Today · 4.125%
HK$33,249
baseline
▲ 0.50% · 4.625%
HK$35,273
+HK$2,024/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,498/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,807
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,740
−HK$947/mo
Today · 4.125%
HK$36,687
baseline
▲ 0.50% · 4.625%
HK$38,621
+HK$1,934/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,374/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,684 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).