▼ 0.50% · 3.625%
HK$17,303
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,841
−HK$547/mo
Today · 4.125%
HK$18,388
baseline
▲ 0.50% · 4.625%
HK$19,507
+HK$1,119/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,776/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,250
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,766
−HK$524/mo
Today · 4.125%
HK$20,290
baseline
▲ 0.50% · 4.625%
HK$21,359
+HK$1,069/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,580/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,034
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,626
−HK$601/mo
Today · 4.125%
HK$20,227
baseline
▲ 0.50% · 4.625%
HK$21,458
+HK$1,231/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,454/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,175
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,743
−HK$576/mo
Today · 4.125%
HK$22,319
baseline
▲ 0.50% · 4.625%
HK$23,495
+HK$1,176/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,638/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,764
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,410
−HK$656/mo
Today · 4.125%
HK$22,066
baseline
▲ 0.50% · 4.625%
HK$23,409
+HK$1,343/mo
Deposit HK$3.04M · loan HK$4.55M · min. income ≈ HK$44,132/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,100
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$629/mo
Today · 4.125%
HK$24,348
baseline
▲ 0.50% · 4.625%
HK$25,631
+HK$1,283/mo
Deposit HK$3.04M · loan HK$4.55M · min. income ≈ HK$48,696/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,494
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,194
−HK$711/mo
Today · 4.125%
HK$23,905
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,454/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$47,810/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,025
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,696
−HK$681/mo
Today · 4.125%
HK$26,377
baseline
▲ 0.50% · 4.625%
HK$27,767
+HK$1,390/mo
Deposit HK$2.66M · loan HK$4.93M · min. income ≈ HK$52,754/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,225
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,978
−HK$766/mo
Today · 4.125%
HK$25,744
baseline
▲ 0.50% · 4.625%
HK$27,310
+HK$1,566/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$51,488/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,950
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$734/mo
Today · 4.125%
HK$28,406
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,497/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$56,812/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,955
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,762
−HK$820/mo
Today · 4.125%
HK$27,582
baseline
▲ 0.50% · 4.625%
HK$29,261
+HK$1,679/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$55,164/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,874
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,649
−HK$785/mo
Today · 4.125%
HK$30,434
baseline
▲ 0.50% · 4.625%
HK$32,039
+HK$1,605/mo
Deposit HK$1.90M · loan HK$5.69M · min. income ≈ HK$60,868/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,685
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,546
−HK$875/mo
Today · 4.125%
HK$29,421
baseline
▲ 0.50% · 4.625%
HK$31,211
+HK$1,790/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$58,842/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,799
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,625
−HK$838/mo
Today · 4.125%
HK$32,463
baseline
▲ 0.50% · 4.625%
HK$34,175
+HK$1,712/mo
Deposit HK$1.52M · loan HK$6.07M · min. income ≈ HK$64,926/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,415
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,330
−HK$930/mo
Today · 4.125%
HK$31,260
baseline
▲ 0.50% · 4.625%
HK$33,162
+HK$1,902/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$62,520/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,724
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,602
−HK$890/mo
Today · 4.125%
HK$34,492
baseline
▲ 0.50% · 4.625%
HK$36,311
+HK$1,819/mo
Deposit HK$1.14M · loan HK$6.45M · min. income ≈ HK$68,984/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,146
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,115
−HK$984/mo
Today · 4.125%
HK$33,099
baseline
▲ 0.50% · 4.625%
HK$35,113
+HK$2,014/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,198/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,649
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,579
−HK$942/mo
Today · 4.125%
HK$36,521
baseline
▲ 0.50% · 4.625%
HK$38,446
+HK$1,925/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,042/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,649 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).