▼ 0.50% · 3.625%
HK$13,045
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,451
−HK$412/mo
Today · 4.125%
HK$13,863
baseline
▲ 0.50% · 4.625%
HK$14,707
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,726/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,513
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,902
−HK$395/mo
Today · 4.125%
HK$15,297
baseline
▲ 0.50% · 4.625%
HK$16,103
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,594/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,350
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,796
−HK$454/mo
Today · 4.125%
HK$15,250
baseline
▲ 0.50% · 4.625%
HK$16,178
+HK$928/mo
Deposit HK$2.57M · loan HK$3.15M · min. income ≈ HK$30,500/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,964
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,392
−HK$435/mo
Today · 4.125%
HK$16,827
baseline
▲ 0.50% · 4.625%
HK$17,714
+HK$887/mo
Deposit HK$2.57M · loan HK$3.15M · min. income ≈ HK$33,654/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,654
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,141
−HK$495/mo
Today · 4.125%
HK$16,636
baseline
▲ 0.50% · 4.625%
HK$17,648
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,272/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,415
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,883
−HK$473/mo
Today · 4.125%
HK$18,356
baseline
▲ 0.50% · 4.625%
HK$19,324
+HK$968/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,712/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,959
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,487
−HK$536/mo
Today · 4.125%
HK$18,023
baseline
▲ 0.50% · 4.625%
HK$19,119
+HK$1,096/mo
Deposit HK$2.00M · loan HK$3.72M · min. income ≈ HK$36,046/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,867
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,373
−HK$513/mo
Today · 4.125%
HK$19,886
baseline
▲ 0.50% · 4.625%
HK$20,934
+HK$1,048/mo
Deposit HK$2.00M · loan HK$3.72M · min. income ≈ HK$39,772/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,264
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,832
−HK$577/mo
Today · 4.125%
HK$19,409
baseline
▲ 0.50% · 4.625%
HK$20,590
+HK$1,181/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$38,818/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,318
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,863
−HK$553/mo
Today · 4.125%
HK$21,416
baseline
▲ 0.50% · 4.625%
HK$22,545
+HK$1,129/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$42,832/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,568
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,177
−HK$618/mo
Today · 4.125%
HK$20,795
baseline
▲ 0.50% · 4.625%
HK$22,061
+HK$1,266/mo
Deposit HK$1.43M · loan HK$4.29M · min. income ≈ HK$41,590/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,769
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,353
−HK$592/mo
Today · 4.125%
HK$22,945
baseline
▲ 0.50% · 4.625%
HK$24,155
+HK$1,210/mo
Deposit HK$1.43M · loan HK$4.29M · min. income ≈ HK$45,890/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,873
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$660/mo
Today · 4.125%
HK$22,182
baseline
▲ 0.50% · 4.625%
HK$23,531
+HK$1,349/mo
Deposit HK$1.14M · loan HK$4.58M · min. income ≈ HK$44,364/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,221
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,843
−HK$632/mo
Today · 4.125%
HK$24,475
baseline
▲ 0.50% · 4.625%
HK$25,765
+HK$1,290/mo
Deposit HK$1.14M · loan HK$4.58M · min. income ≈ HK$48,950/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,177
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,867
−HK$701/mo
Today · 4.125%
HK$23,568
baseline
▲ 0.50% · 4.625%
HK$25,002
+HK$1,434/mo
Deposit HK$858K · loan HK$4.86M · min. income ≈ HK$47,136/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,672
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,334
−HK$671/mo
Today · 4.125%
HK$26,005
baseline
▲ 0.50% · 4.625%
HK$27,376
+HK$1,371/mo
Deposit HK$858K · loan HK$4.86M · min. income ≈ HK$52,010/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,482
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,212
−HK$742/mo
Today · 4.125%
HK$24,954
baseline
▲ 0.50% · 4.625%
HK$26,473
+HK$1,519/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,908/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,123
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$711/mo
Today · 4.125%
HK$27,535
baseline
▲ 0.50% · 4.625%
HK$28,986
+HK$1,451/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,070/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,724 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).