▼ 0.50% · 3.625%
HK$17,370
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,910
−HK$549/mo
Today · 4.125%
HK$18,459
baseline
▲ 0.50% · 4.625%
HK$19,582
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,918/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,324
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,842
−HK$526/mo
Today · 4.125%
HK$20,368
baseline
▲ 0.50% · 4.625%
HK$21,441
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,736/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,107
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,701
−HK$604/mo
Today · 4.125%
HK$20,305
baseline
▲ 0.50% · 4.625%
HK$21,540
+HK$1,235/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,610/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,256
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$579/mo
Today · 4.125%
HK$22,405
baseline
▲ 0.50% · 4.625%
HK$23,585
+HK$1,180/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,810/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,844
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,492
−HK$659/mo
Today · 4.125%
HK$22,151
baseline
▲ 0.50% · 4.625%
HK$23,499
+HK$1,348/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,302/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,188
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$631/mo
Today · 4.125%
HK$24,441
baseline
▲ 0.50% · 4.625%
HK$25,730
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,882/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,581
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,283
−HK$714/mo
Today · 4.125%
HK$23,997
baseline
▲ 0.50% · 4.625%
HK$25,457
+HK$1,460/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$47,994/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,121
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$683/mo
Today · 4.125%
HK$26,478
baseline
▲ 0.50% · 4.625%
HK$27,874
+HK$1,396/mo
Deposit HK$2.67M · loan HK$4.95M · min. income ≈ HK$52,956/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,318
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$769/mo
Today · 4.125%
HK$25,843
baseline
▲ 0.50% · 4.625%
HK$27,415
+HK$1,572/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,686/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,053
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,779
−HK$736/mo
Today · 4.125%
HK$28,515
baseline
▲ 0.50% · 4.625%
HK$30,018
+HK$1,503/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,030/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,055
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,865
−HK$824/mo
Today · 4.125%
HK$27,689
baseline
▲ 0.50% · 4.625%
HK$29,373
+HK$1,684/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$55,378/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,986
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,763
−HK$789/mo
Today · 4.125%
HK$30,552
baseline
▲ 0.50% · 4.625%
HK$32,162
+HK$1,610/mo
Deposit HK$1.90M · loan HK$5.71M · min. income ≈ HK$61,104/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,792
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$28,656
−HK$878/mo
Today · 4.125%
HK$29,534
baseline
▲ 0.50% · 4.625%
HK$31,332
+HK$1,798/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$59,068/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,918
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,747
−HK$841/mo
Today · 4.125%
HK$32,588
baseline
▲ 0.50% · 4.625%
HK$34,306
+HK$1,718/mo
Deposit HK$1.52M · loan HK$6.09M · min. income ≈ HK$65,176/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,529
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,447
−HK$933/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,290
+HK$1,910/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,850
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,731
−HK$894/mo
Today · 4.125%
HK$34,625
baseline
▲ 0.50% · 4.625%
HK$36,450
+HK$1,825/mo
Deposit HK$1.14M · loan HK$6.47M · min. income ≈ HK$69,250/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,266
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,238
−HK$988/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$35,248
+HK$2,022/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,783
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,716
−HK$946/mo
Today · 4.125%
HK$36,662
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$1,932/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,324/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,525 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).