▼ 0.50% · 3.625%
HK$17,662
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,211
−HK$558/mo
Today · 4.125%
HK$18,769
baseline
▲ 0.50% · 4.625%
HK$19,911
+HK$1,142/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,538/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,648
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,175
−HK$535/mo
Today · 4.125%
HK$20,710
baseline
▲ 0.50% · 4.625%
HK$21,802
+HK$1,092/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,420/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,428
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,032
−HK$614/mo
Today · 4.125%
HK$20,646
baseline
▲ 0.50% · 4.625%
HK$21,902
+HK$1,256/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$41,292/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,613
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,193
−HK$588/mo
Today · 4.125%
HK$22,781
baseline
▲ 0.50% · 4.625%
HK$23,982
+HK$1,201/mo
Deposit HK$3.49M · loan HK$4.26M · min. income ≈ HK$45,562/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,194
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$670/mo
Today · 4.125%
HK$22,523
baseline
▲ 0.50% · 4.625%
HK$23,893
+HK$1,370/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$45,046/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,578
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,210
−HK$642/mo
Today · 4.125%
HK$24,852
baseline
▲ 0.50% · 4.625%
HK$26,162
+HK$1,310/mo
Deposit HK$3.10M · loan HK$4.65M · min. income ≈ HK$49,704/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,674
−HK$726/mo
Today · 4.125%
HK$24,400
baseline
▲ 0.50% · 4.625%
HK$25,885
+HK$1,485/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,800/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,543
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,228
−HK$695/mo
Today · 4.125%
HK$26,923
baseline
▲ 0.50% · 4.625%
HK$28,342
+HK$1,419/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,846/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,726
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,495
−HK$782/mo
Today · 4.125%
HK$26,277
baseline
▲ 0.50% · 4.625%
HK$27,876
+HK$1,599/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,554/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,508
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,245
−HK$749/mo
Today · 4.125%
HK$28,994
baseline
▲ 0.50% · 4.625%
HK$30,522
+HK$1,528/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,988/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,492
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,316
−HK$838/mo
Today · 4.125%
HK$28,154
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,713/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$56,308/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,263
−HK$802/mo
Today · 4.125%
HK$31,065
baseline
▲ 0.50% · 4.625%
HK$32,702
+HK$1,637/mo
Deposit HK$1.94M · loan HK$5.81M · min. income ≈ HK$62,130/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,259
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,138
−HK$893/mo
Today · 4.125%
HK$30,031
baseline
▲ 0.50% · 4.625%
HK$31,858
+HK$1,827/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$60,062/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,437
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,281
−HK$855/mo
Today · 4.125%
HK$33,136
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$1,747/mo
Deposit HK$1.55M · loan HK$6.20M · min. income ≈ HK$66,272/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,025
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,959
−HK$949/mo
Today · 4.125%
HK$31,908
baseline
▲ 0.50% · 4.625%
HK$33,849
+HK$1,941/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$63,816/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,402
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,298
−HK$909/mo
Today · 4.125%
HK$35,207
baseline
▲ 0.50% · 4.625%
HK$37,063
+HK$1,856/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$70,414/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,791
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,780
−HK$1,004/mo
Today · 4.125%
HK$33,784
baseline
▲ 0.50% · 4.625%
HK$35,840
+HK$2,056/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$67,568/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,367
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,316
−HK$962/mo
Today · 4.125%
HK$37,278
baseline
▲ 0.50% · 4.625%
HK$39,243
+HK$1,965/mo
Deposit HK$775K · loan HK$6.97M · min. income ≈ HK$74,556/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,364 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).