▼ 0.50% · 3.625%
HK$19,068
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,661
−HK$602/mo
Today · 4.125%
HK$20,263
baseline
▲ 0.50% · 4.625%
HK$21,496
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,526/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,212
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,781
−HK$578/mo
Today · 4.125%
HK$22,359
baseline
▲ 0.50% · 4.625%
HK$23,537
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,718/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,974
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,627
−HK$663/mo
Today · 4.125%
HK$22,290
baseline
▲ 0.50% · 4.625%
HK$23,646
+HK$1,356/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,580/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,334
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$634/mo
Today · 4.125%
HK$24,594
baseline
▲ 0.50% · 4.625%
HK$25,891
+HK$1,297/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,188/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,881
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,593
−HK$723/mo
Today · 4.125%
HK$24,316
baseline
▲ 0.50% · 4.625%
HK$25,796
+HK$1,480/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$48,632/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,455
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,138
−HK$692/mo
Today · 4.125%
HK$26,830
baseline
▲ 0.50% · 4.625%
HK$28,244
+HK$1,414/mo
Deposit HK$3.34M · loan HK$5.02M · min. income ≈ HK$53,660/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,788
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,559
−HK$783/mo
Today · 4.125%
HK$26,342
baseline
▲ 0.50% · 4.625%
HK$27,945
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,684/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,576
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,316
−HK$750/mo
Today · 4.125%
HK$29,066
baseline
▲ 0.50% · 4.625%
HK$30,598
+HK$1,532/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,132/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,695
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,525
−HK$844/mo
Today · 4.125%
HK$28,369
baseline
▲ 0.50% · 4.625%
HK$30,095
+HK$1,726/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,738/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,697
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,494
−HK$808/mo
Today · 4.125%
HK$31,302
baseline
▲ 0.50% · 4.625%
HK$32,952
+HK$1,650/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,604/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,601
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,491
−HK$904/mo
Today · 4.125%
HK$30,395
baseline
▲ 0.50% · 4.625%
HK$32,244
+HK$1,849/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,790/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,819
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,672
−HK$866/mo
Today · 4.125%
HK$33,538
baseline
▲ 0.50% · 4.625%
HK$35,306
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,076/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,508
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,457
−HK$964/mo
Today · 4.125%
HK$32,421
baseline
▲ 0.50% · 4.625%
HK$34,394
+HK$1,973/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,842/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,940
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,850
−HK$924/mo
Today · 4.125%
HK$35,774
baseline
▲ 0.50% · 4.625%
HK$37,659
+HK$1,885/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,548/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,415
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$1,025/mo
Today · 4.125%
HK$34,448
baseline
▲ 0.50% · 4.625%
HK$36,544
+HK$2,096/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,896/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,061
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,028
−HK$982/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,003/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,322
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,389
−HK$1,085/mo
Today · 4.125%
HK$36,474
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$2,219/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$72,948/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,182
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,207
−HK$1,038/mo
Today · 4.125%
HK$40,245
baseline
▲ 0.50% · 4.625%
HK$42,367
+HK$2,122/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$80,490/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,861 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).