▼ 0.50% · 3.625%
HK$18,475
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,049
−HK$584/mo
Today · 4.125%
HK$19,633
baseline
▲ 0.50% · 4.625%
HK$20,828
+HK$1,195/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,266/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,553
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,104
−HK$559/mo
Today · 4.125%
HK$21,663
baseline
▲ 0.50% · 4.625%
HK$22,805
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,326/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,322
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,954
−HK$642/mo
Today · 4.125%
HK$21,596
baseline
▲ 0.50% · 4.625%
HK$22,911
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,192/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,608
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,214
−HK$616/mo
Today · 4.125%
HK$23,830
baseline
▲ 0.50% · 4.625%
HK$25,086
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,660/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,170
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$701/mo
Today · 4.125%
HK$23,560
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,433/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,120/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,325
−HK$671/mo
Today · 4.125%
HK$25,996
baseline
▲ 0.50% · 4.625%
HK$27,366
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,992/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,017
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,764
−HK$759/mo
Today · 4.125%
HK$25,523
baseline
▲ 0.50% · 4.625%
HK$27,076
+HK$1,553/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,046/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,435
−HK$727/mo
Today · 4.125%
HK$28,162
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,485/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,324/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,864
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,669
−HK$817/mo
Today · 4.125%
HK$27,486
baseline
▲ 0.50% · 4.625%
HK$29,159
+HK$1,673/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,972/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,774
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,546
−HK$783/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$31,927
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,712
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,574
−HK$876/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,242
+HK$1,792/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,829
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,656
−HK$839/mo
Today · 4.125%
HK$32,495
baseline
▲ 0.50% · 4.625%
HK$34,208
+HK$1,713/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$64,990/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,479
−HK$934/mo
Today · 4.125%
HK$31,413
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,911/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,826/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,885
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,767
−HK$894/mo
Today · 4.125%
HK$34,661
baseline
▲ 0.50% · 4.625%
HK$36,488
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,322/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,407
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,384
−HK$992/mo
Today · 4.125%
HK$33,376
baseline
▲ 0.50% · 4.625%
HK$35,407
+HK$2,031/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,752/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,940
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,877
−HK$951/mo
Today · 4.125%
HK$36,828
baseline
▲ 0.50% · 4.625%
HK$38,769
+HK$1,941/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,656/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,254
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$1,051/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,490
+HK$2,150/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,995
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,987
−HK$1,007/mo
Today · 4.125%
HK$38,994
baseline
▲ 0.50% · 4.625%
HK$41,049
+HK$2,055/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,988/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).