▼ 0.50% · 3.625%
HK$20,699
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,343
−HK$654/mo
Today · 4.125%
HK$21,997
baseline
▲ 0.50% · 4.625%
HK$23,335
+HK$1,338/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,994/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,645
−HK$626/mo
Today · 4.125%
HK$24,271
baseline
▲ 0.50% · 4.625%
HK$25,551
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,542/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,769
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,477
−HK$720/mo
Today · 4.125%
HK$24,197
baseline
▲ 0.50% · 4.625%
HK$25,669
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,394/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,330
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,009
−HK$690/mo
Today · 4.125%
HK$26,699
baseline
▲ 0.50% · 4.625%
HK$28,106
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,398/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,839
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,611
−HK$785/mo
Today · 4.125%
HK$26,396
baseline
▲ 0.50% · 4.625%
HK$28,002
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,792/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,633
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,374
−HK$752/mo
Today · 4.125%
HK$29,126
baseline
▲ 0.50% · 4.625%
HK$30,661
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,252/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,909
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,746
−HK$850/mo
Today · 4.125%
HK$28,596
baseline
▲ 0.50% · 4.625%
HK$30,336
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,192/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,935
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,738
−HK$815/mo
Today · 4.125%
HK$31,553
baseline
▲ 0.50% · 4.625%
HK$33,216
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,106/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,978
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,880
−HK$916/mo
Today · 4.125%
HK$30,796
baseline
▲ 0.50% · 4.625%
HK$32,669
+HK$1,873/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,592/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,238
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,103
−HK$877/mo
Today · 4.125%
HK$33,980
baseline
▲ 0.50% · 4.625%
HK$35,771
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,960/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,048
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,014
−HK$981/mo
Today · 4.125%
HK$32,995
baseline
▲ 0.50% · 4.625%
HK$35,003
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,990/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,541
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,467
−HK$940/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,326
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,118
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,148
−HK$1,047/mo
Today · 4.125%
HK$35,195
baseline
▲ 0.50% · 4.625%
HK$37,337
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,390/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,844
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,832
−HK$1,002/mo
Today · 4.125%
HK$38,834
baseline
▲ 0.50% · 4.625%
HK$40,881
+HK$2,047/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,668/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,188
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,283
−HK$1,112/mo
Today · 4.125%
HK$37,395
baseline
▲ 0.50% · 4.625%
HK$39,670
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,790/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,146
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,196
−HK$1,065/mo
Today · 4.125%
HK$41,261
baseline
▲ 0.50% · 4.625%
HK$43,436
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,522/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,258
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$38,417
−HK$1,177/mo
Today · 4.125%
HK$39,594
baseline
▲ 0.50% · 4.625%
HK$42,004
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,188/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,449
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,561
−HK$1,128/mo
Today · 4.125%
HK$43,689
baseline
▲ 0.50% · 4.625%
HK$45,991
+HK$2,302/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,378/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,744 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).