▼ 0.50% · 3.625%
HK$18,628
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,208
−HK$588/mo
Today · 4.125%
HK$19,796
baseline
▲ 0.50% · 4.625%
HK$21,001
+HK$1,205/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,592/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,724
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,279
−HK$564/mo
Today · 4.125%
HK$21,843
baseline
▲ 0.50% · 4.625%
HK$22,995
+HK$1,152/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,686/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,491
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,128
−HK$648/mo
Today · 4.125%
HK$21,776
baseline
▲ 0.50% · 4.625%
HK$23,101
+HK$1,325/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,552/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,796
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,407
−HK$621/mo
Today · 4.125%
HK$24,028
baseline
▲ 0.50% · 4.625%
HK$25,294
+HK$1,266/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,056/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,354
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,049
−HK$706/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,201
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,868
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,535
−HK$677/mo
Today · 4.125%
HK$26,212
baseline
▲ 0.50% · 4.625%
HK$27,594
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,424/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,217
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,970
−HK$765/mo
Today · 4.125%
HK$25,735
baseline
▲ 0.50% · 4.625%
HK$27,301
+HK$1,566/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,470/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,941
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,663
−HK$733/mo
Today · 4.125%
HK$28,396
baseline
▲ 0.50% · 4.625%
HK$29,893
+HK$1,497/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,792/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,079
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,891
−HK$824/mo
Today · 4.125%
HK$27,715
baseline
▲ 0.50% · 4.625%
HK$29,401
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,430/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,013
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,791
−HK$789/mo
Today · 4.125%
HK$30,580
baseline
▲ 0.50% · 4.625%
HK$32,192
+HK$1,612/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,160/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,942
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,811
−HK$883/mo
Today · 4.125%
HK$29,694
baseline
▲ 0.50% · 4.625%
HK$31,501
+HK$1,807/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,388/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,085
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,919
−HK$846/mo
Today · 4.125%
HK$32,765
baseline
▲ 0.50% · 4.625%
HK$34,492
+HK$1,727/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,530/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,805
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,732
−HK$942/mo
Today · 4.125%
HK$31,674
baseline
▲ 0.50% · 4.625%
HK$33,601
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$63,348/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,158
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,047
−HK$902/mo
Today · 4.125%
HK$34,949
baseline
▲ 0.50% · 4.625%
HK$36,791
+HK$1,842/mo
Deposit HK$1.63M · loan HK$6.54M · min. income ≈ HK$69,898/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,668
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,653
−HK$1,001/mo
Today · 4.125%
HK$33,654
baseline
▲ 0.50% · 4.625%
HK$35,701
+HK$2,047/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$67,308/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,230
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,175
−HK$958/mo
Today · 4.125%
HK$37,133
baseline
▲ 0.50% · 4.625%
HK$39,091
+HK$1,958/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$74,266/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,531
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,574
−HK$1,059/mo
Today · 4.125%
HK$35,633
baseline
▲ 0.50% · 4.625%
HK$37,801
+HK$2,168/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,266/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,302
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,303
−HK$1,015/mo
Today · 4.125%
HK$39,318
baseline
▲ 0.50% · 4.625%
HK$41,390
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,636/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,079 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).