▼ 0.50% · 3.625%
HK$18,737
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,320
−HK$592/mo
Today · 4.125%
HK$19,912
baseline
▲ 0.50% · 4.625%
HK$21,123
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,824/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,845
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,404
−HK$567/mo
Today · 4.125%
HK$21,971
baseline
▲ 0.50% · 4.625%
HK$23,129
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,942/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,611
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,252
−HK$651/mo
Today · 4.125%
HK$21,903
baseline
▲ 0.50% · 4.625%
HK$23,236
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,806/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,929
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,544
−HK$624/mo
Today · 4.125%
HK$24,168
baseline
▲ 0.50% · 4.625%
HK$25,442
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,336/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,484
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,184
−HK$710/mo
Today · 4.125%
HK$23,894
baseline
▲ 0.50% · 4.625%
HK$25,348
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,788/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,014
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,684
−HK$681/mo
Today · 4.125%
HK$26,365
baseline
▲ 0.50% · 4.625%
HK$27,755
+HK$1,390/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,730/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,358
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,116
−HK$769/mo
Today · 4.125%
HK$25,885
baseline
▲ 0.50% · 4.625%
HK$27,461
+HK$1,576/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,770/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,098
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,825
−HK$737/mo
Today · 4.125%
HK$28,562
baseline
▲ 0.50% · 4.625%
HK$30,068
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,124/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,232
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,048
−HK$829/mo
Today · 4.125%
HK$27,877
baseline
▲ 0.50% · 4.625%
HK$29,573
+HK$1,696/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$55,754/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,182
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,965
−HK$794/mo
Today · 4.125%
HK$30,759
baseline
▲ 0.50% · 4.625%
HK$32,380
+HK$1,621/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$61,518/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,105
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,980
−HK$888/mo
Today · 4.125%
HK$29,868
baseline
▲ 0.50% · 4.625%
HK$31,685
+HK$1,817/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,736/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,267
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,105
−HK$851/mo
Today · 4.125%
HK$32,956
baseline
▲ 0.50% · 4.625%
HK$34,693
+HK$1,737/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,912/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,912
−HK$947/mo
Today · 4.125%
HK$31,859
baseline
▲ 0.50% · 4.625%
HK$33,798
+HK$1,939/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,718/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,351
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,246
−HK$907/mo
Today · 4.125%
HK$35,153
baseline
▲ 0.50% · 4.625%
HK$37,006
+HK$1,853/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,306/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,853
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,844
−HK$1,006/mo
Today · 4.125%
HK$33,850
baseline
▲ 0.50% · 4.625%
HK$35,910
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,700/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,436
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,386
−HK$964/mo
Today · 4.125%
HK$37,350
baseline
▲ 0.50% · 4.625%
HK$39,319
+HK$1,969/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,700/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,726
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,776
−HK$1,065/mo
Today · 4.125%
HK$35,841
baseline
▲ 0.50% · 4.625%
HK$38,022
+HK$2,181/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,682/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,520
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,527
−HK$1,020/mo
Today · 4.125%
HK$39,547
baseline
▲ 0.50% · 4.625%
HK$41,632
+HK$2,085/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,094/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).