▼ 0.50% · 3.625%
HK$16,373
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,882
−HK$518/mo
Today · 4.125%
HK$17,400
baseline
▲ 0.50% · 4.625%
HK$18,459
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,800/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,215
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,703
−HK$496/mo
Today · 4.125%
HK$19,199
baseline
▲ 0.50% · 4.625%
HK$20,211
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,398/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,010
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,571
−HK$569/mo
Today · 4.125%
HK$19,140
baseline
▲ 0.50% · 4.625%
HK$20,304
+HK$1,164/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,280/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,036
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,574
−HK$545/mo
Today · 4.125%
HK$21,119
baseline
▲ 0.50% · 4.625%
HK$22,232
+HK$1,113/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,238/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,648
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,259
−HK$621/mo
Today · 4.125%
HK$20,880
baseline
▲ 0.50% · 4.625%
HK$22,150
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,760/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,858
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,444
−HK$595/mo
Today · 4.125%
HK$23,039
baseline
▲ 0.50% · 4.625%
HK$24,253
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,078/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,285
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,947
−HK$673/mo
Today · 4.125%
HK$22,620
baseline
▲ 0.50% · 4.625%
HK$23,996
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,240/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,679
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,314
−HK$645/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,274
+HK$1,315/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,922
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,635
−HK$725/mo
Today · 4.125%
HK$24,360
baseline
▲ 0.50% · 4.625%
HK$25,842
+HK$1,482/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,720/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,501
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,185
−HK$694/mo
Today · 4.125%
HK$26,879
baseline
▲ 0.50% · 4.625%
HK$28,295
+HK$1,416/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,758/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,560
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,324
−HK$776/mo
Today · 4.125%
HK$26,100
baseline
▲ 0.50% · 4.625%
HK$27,688
+HK$1,588/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,200/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,322
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,055
−HK$743/mo
Today · 4.125%
HK$28,798
baseline
▲ 0.50% · 4.625%
HK$30,316
+HK$1,518/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,596/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,197
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,012
−HK$828/mo
Today · 4.125%
HK$27,840
baseline
▲ 0.50% · 4.625%
HK$29,534
+HK$1,694/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$55,680/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,144
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,925
−HK$793/mo
Today · 4.125%
HK$30,718
baseline
▲ 0.50% · 4.625%
HK$32,338
+HK$1,620/mo
Deposit HK$1.44M · loan HK$5.74M · min. income ≈ HK$61,436/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,834
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,700
−HK$880/mo
Today · 4.125%
HK$29,580
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,800/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,160/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,965
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,796
−HK$842/mo
Today · 4.125%
HK$32,638
baseline
▲ 0.50% · 4.625%
HK$34,359
+HK$1,721/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,276/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,472
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$932/mo
Today · 4.125%
HK$31,320
baseline
▲ 0.50% · 4.625%
HK$33,225
+HK$1,905/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,640/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,787
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,666
−HK$892/mo
Today · 4.125%
HK$34,558
baseline
▲ 0.50% · 4.625%
HK$36,380
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,116/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).