▼ 0.50% · 3.625%
HK$21,868
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,548
−HK$691/mo
Today · 4.125%
HK$23,239
baseline
▲ 0.50% · 4.625%
HK$24,653
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,478/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,327
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,980
−HK$662/mo
Today · 4.125%
HK$25,642
baseline
▲ 0.50% · 4.625%
HK$26,993
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,284/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,054
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,803
−HK$760/mo
Today · 4.125%
HK$25,563
baseline
▲ 0.50% · 4.625%
HK$27,118
+HK$1,555/mo
Deposit HK$4.32M · loan HK$5.27M · min. income ≈ HK$51,126/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,760
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,478
−HK$728/mo
Today · 4.125%
HK$28,206
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,487/mo
Deposit HK$4.32M · loan HK$5.27M · min. income ≈ HK$56,412/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,241
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,057
−HK$830/mo
Today · 4.125%
HK$27,887
baseline
▲ 0.50% · 4.625%
HK$29,583
+HK$1,696/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,774/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,193
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,976
−HK$794/mo
Today · 4.125%
HK$30,770
baseline
▲ 0.50% · 4.625%
HK$32,392
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,540/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,428
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,312
−HK$899/mo
Today · 4.125%
HK$30,211
baseline
▲ 0.50% · 4.625%
HK$32,049
+HK$1,838/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,422/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,626
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,474
−HK$860/mo
Today · 4.125%
HK$33,334
baseline
▲ 0.50% · 4.625%
HK$35,091
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,668/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,615
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,567
−HK$967/mo
Today · 4.125%
HK$32,534
baseline
▲ 0.50% · 4.625%
HK$34,514
+HK$1,980/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,068/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,058
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,972
−HK$927/mo
Today · 4.125%
HK$35,899
baseline
▲ 0.50% · 4.625%
HK$37,791
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,798/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,801
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,822
−HK$1,036/mo
Today · 4.125%
HK$34,858
baseline
▲ 0.50% · 4.625%
HK$36,979
+HK$2,121/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,716/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,491
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,470
−HK$993/mo
Today · 4.125%
HK$38,463
baseline
▲ 0.50% · 4.625%
HK$40,490
+HK$2,027/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,926/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,988
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,076
−HK$1,106/mo
Today · 4.125%
HK$37,182
baseline
▲ 0.50% · 4.625%
HK$39,445
+HK$2,263/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,364/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,924
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,968
−HK$1,059/mo
Today · 4.125%
HK$41,027
baseline
▲ 0.50% · 4.625%
HK$43,189
+HK$2,162/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,054/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,175
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,331
−HK$1,175/mo
Today · 4.125%
HK$39,506
baseline
▲ 0.50% · 4.625%
HK$41,910
+HK$2,404/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$79,012/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,357
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,125/mo
Today · 4.125%
HK$43,591
baseline
▲ 0.50% · 4.625%
HK$45,889
+HK$2,298/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,182/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,362
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,586
−HK$1,244/mo
Today · 4.125%
HK$41,830
baseline
▲ 0.50% · 4.625%
HK$44,375
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,660/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,789
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,964
−HK$1,191/mo
Today · 4.125%
HK$46,155
baseline
▲ 0.50% · 4.625%
HK$48,588
+HK$2,433/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,310/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).