▼ 0.50% · 3.625%
HK$15,381
−HK$965/mo
▼ 0.25% · 3.875%
HK$15,860
−HK$486/mo
Today · 4.125%
HK$16,346
baseline
▲ 0.50% · 4.625%
HK$17,341
+HK$995/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,692/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,112
−HK$924/mo
▼ 0.25% · 3.875%
HK$17,571
−HK$465/mo
Today · 4.125%
HK$18,036
baseline
▲ 0.50% · 4.625%
HK$18,987
+HK$951/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,072/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,920
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,446
−HK$535/mo
Today · 4.125%
HK$17,981
baseline
▲ 0.50% · 4.625%
HK$19,075
+HK$1,094/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$35,962/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,823
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,328
−HK$512/mo
Today · 4.125%
HK$19,840
baseline
▲ 0.50% · 4.625%
HK$20,886
+HK$1,046/mo
Deposit HK$3.04M · loan HK$3.71M · min. income ≈ HK$39,680/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,458
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,032
−HK$583/mo
Today · 4.125%
HK$19,615
baseline
▲ 0.50% · 4.625%
HK$20,809
+HK$1,194/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,230/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,534
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,085
−HK$558/mo
Today · 4.125%
HK$21,643
baseline
▲ 0.50% · 4.625%
HK$22,784
+HK$1,141/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,286/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,996
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,618
−HK$632/mo
Today · 4.125%
HK$21,250
baseline
▲ 0.50% · 4.625%
HK$22,543
+HK$1,293/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$42,500/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,842
−HK$605/mo
Today · 4.125%
HK$23,447
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,236/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$46,894/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,534
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,204
−HK$680/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,277
+HK$1,393/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,956
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,599
−HK$652/mo
Today · 4.125%
HK$25,251
baseline
▲ 0.50% · 4.625%
HK$26,582
+HK$1,331/mo
Deposit HK$2.02M · loan HK$4.72M · min. income ≈ HK$50,502/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,072
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,790
−HK$729/mo
Today · 4.125%
HK$24,519
baseline
▲ 0.50% · 4.625%
HK$26,011
+HK$1,492/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$49,038/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,668
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,356
−HK$698/mo
Today · 4.125%
HK$27,054
baseline
▲ 0.50% · 4.625%
HK$28,480
+HK$1,426/mo
Deposit HK$1.69M · loan HK$5.06M · min. income ≈ HK$54,108/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,610
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,376
−HK$778/mo
Today · 4.125%
HK$26,154
baseline
▲ 0.50% · 4.625%
HK$27,745
+HK$1,591/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$52,308/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,379
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,113
−HK$745/mo
Today · 4.125%
HK$28,858
baseline
▲ 0.50% · 4.625%
HK$30,379
+HK$1,521/mo
Deposit HK$1.35M · loan HK$5.40M · min. income ≈ HK$57,716/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,149
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,962
−HK$826/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,691/mo
Deposit HK$1.01M · loan HK$5.73M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,090
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,870
−HK$792/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,616/mo
Deposit HK$1.01M · loan HK$5.73M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,687
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,548
−HK$875/mo
Today · 4.125%
HK$29,423
baseline
▲ 0.50% · 4.625%
HK$31,213
+HK$1,790/mo
Deposit HK$675K · loan HK$6.07M · min. income ≈ HK$58,846/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,801
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,627
−HK$838/mo
Today · 4.125%
HK$32,465
baseline
▲ 0.50% · 4.625%
HK$34,177
+HK$1,712/mo
Deposit HK$675K · loan HK$6.07M · min. income ≈ HK$64,930/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$202,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).