▼ 0.50% · 3.625%
HK$19,896
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,515
−HK$629/mo
Today · 4.125%
HK$21,144
baseline
▲ 0.50% · 4.625%
HK$22,430
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,288/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,134
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,728
−HK$602/mo
Today · 4.125%
HK$23,330
baseline
▲ 0.50% · 4.625%
HK$24,560
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,660/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,886
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,566
−HK$692/mo
Today · 4.125%
HK$23,258
baseline
▲ 0.50% · 4.625%
HK$24,673
+HK$1,415/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,516/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,348
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,001
−HK$662/mo
Today · 4.125%
HK$25,663
baseline
▲ 0.50% · 4.625%
HK$27,016
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,326/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,875
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,618
−HK$754/mo
Today · 4.125%
HK$25,372
baseline
▲ 0.50% · 4.625%
HK$26,916
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,744/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,561
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,273
−HK$723/mo
Today · 4.125%
HK$27,996
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,476/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$55,992/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,865
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,669
−HK$818/mo
Today · 4.125%
HK$27,487
baseline
▲ 0.50% · 4.625%
HK$29,159
+HK$1,672/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,974/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,774
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,546
−HK$783/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$31,928
+HK$1,599/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,854
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,721
−HK$880/mo
Today · 4.125%
HK$29,601
baseline
▲ 0.50% · 4.625%
HK$31,402
+HK$1,801/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,202/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,988
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,819
−HK$843/mo
Today · 4.125%
HK$32,662
baseline
▲ 0.50% · 4.625%
HK$34,384
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,324/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,844
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$944/mo
Today · 4.125%
HK$31,716
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,929/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,432/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,201
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,092
−HK$903/mo
Today · 4.125%
HK$34,995
baseline
▲ 0.50% · 4.625%
HK$36,840
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,990/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,834
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,824
−HK$1,006/mo
Today · 4.125%
HK$33,830
baseline
▲ 0.50% · 4.625%
HK$35,888
+HK$2,058/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,660/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,415
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,364
−HK$964/mo
Today · 4.125%
HK$37,328
baseline
▲ 0.50% · 4.625%
HK$39,296
+HK$1,968/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,656/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,823
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,875
−HK$1,069/mo
Today · 4.125%
HK$35,944
baseline
▲ 0.50% · 4.625%
HK$38,131
+HK$2,187/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,888/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,628
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,637
−HK$1,024/mo
Today · 4.125%
HK$39,661
baseline
▲ 0.50% · 4.625%
HK$41,752
+HK$2,091/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,322/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,813
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,927
−HK$1,132/mo
Today · 4.125%
HK$38,059
baseline
▲ 0.50% · 4.625%
HK$40,374
+HK$2,315/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$76,118/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,842
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,910
−HK$1,084/mo
Today · 4.125%
HK$41,994
baseline
▲ 0.50% · 4.625%
HK$44,208
+HK$2,214/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$83,988/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,761 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).