▼ 0.50% · 3.625%
HK$22,030
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,715
−HK$697/mo
Today · 4.125%
HK$23,412
baseline
▲ 0.50% · 4.625%
HK$24,836
+HK$1,424/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,824/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,508
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$666/mo
Today · 4.125%
HK$25,832
baseline
▲ 0.50% · 4.625%
HK$27,194
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,664/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,233
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,987
−HK$766/mo
Today · 4.125%
HK$25,753
baseline
▲ 0.50% · 4.625%
HK$27,320
+HK$1,567/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$51,506/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,959
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$734/mo
Today · 4.125%
HK$28,416
baseline
▲ 0.50% · 4.625%
HK$29,913
+HK$1,497/mo
Deposit HK$4.35M · loan HK$5.31M · min. income ≈ HK$56,832/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,436
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,258
−HK$836/mo
Today · 4.125%
HK$28,094
baseline
▲ 0.50% · 4.625%
HK$29,803
+HK$1,709/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$56,188/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,410
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,199
−HK$800/mo
Today · 4.125%
HK$30,999
baseline
▲ 0.50% · 4.625%
HK$32,633
+HK$1,634/mo
Deposit HK$3.86M · loan HK$5.80M · min. income ≈ HK$61,998/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,639
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,530
−HK$905/mo
Today · 4.125%
HK$30,435
baseline
▲ 0.50% · 4.625%
HK$32,287
+HK$1,852/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,870/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,861
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$867/mo
Today · 4.125%
HK$33,582
baseline
▲ 0.50% · 4.625%
HK$35,352
+HK$1,770/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,164/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,842
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,801
−HK$975/mo
Today · 4.125%
HK$32,776
baseline
▲ 0.50% · 4.625%
HK$34,770
+HK$1,994/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$65,552/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,311
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$933/mo
Today · 4.125%
HK$36,165
baseline
▲ 0.50% · 4.625%
HK$38,072
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.76M · min. income ≈ HK$72,330/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,045
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,073
−HK$1,044/mo
Today · 4.125%
HK$35,117
baseline
▲ 0.50% · 4.625%
HK$37,254
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,234/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,762
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,748
−HK$1,000/mo
Today · 4.125%
HK$38,748
baseline
▲ 0.50% · 4.625%
HK$40,791
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,496/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,248
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,344
−HK$1,114/mo
Today · 4.125%
HK$37,458
baseline
▲ 0.50% · 4.625%
HK$39,738
+HK$2,280/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,916/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,213
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,265
−HK$1,067/mo
Today · 4.125%
HK$41,332
baseline
▲ 0.50% · 4.625%
HK$43,510
+HK$2,178/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,664/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,451
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$38,616
−HK$1,184/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$42,221
+HK$2,421/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,600/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,664
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,781
−HK$1,134/mo
Today · 4.125%
HK$43,915
baseline
▲ 0.50% · 4.625%
HK$46,230
+HK$2,315/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,830/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,654
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,888
−HK$1,253/mo
Today · 4.125%
HK$42,141
baseline
▲ 0.50% · 4.625%
HK$44,705
+HK$2,564/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$84,282/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,115
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,298
−HK$1,200/mo
Today · 4.125%
HK$46,498
baseline
▲ 0.50% · 4.625%
HK$48,949
+HK$2,451/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$92,996/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,122 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).