▼ 0.50% · 3.625%
HK$18,462
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,036
−HK$584/mo
Today · 4.125%
HK$19,620
baseline
▲ 0.50% · 4.625%
HK$20,814
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,240/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,539
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,090
−HK$559/mo
Today · 4.125%
HK$21,649
baseline
▲ 0.50% · 4.625%
HK$22,790
+HK$1,141/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,298/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,308
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,940
−HK$642/mo
Today · 4.125%
HK$21,582
baseline
▲ 0.50% · 4.625%
HK$22,895
+HK$1,313/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,164/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,593
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,199
−HK$615/mo
Today · 4.125%
HK$23,814
baseline
▲ 0.50% · 4.625%
HK$25,069
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,628/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,155
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,844
−HK$700/mo
Today · 4.125%
HK$23,544
baseline
▲ 0.50% · 4.625%
HK$24,977
+HK$1,433/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,088/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,647
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,308
−HK$670/mo
Today · 4.125%
HK$25,978
baseline
▲ 0.50% · 4.625%
HK$27,348
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,956/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,001
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,747
−HK$759/mo
Today · 4.125%
HK$25,506
baseline
▲ 0.50% · 4.625%
HK$27,058
+HK$1,552/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$51,012/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,701
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,417
−HK$726/mo
Today · 4.125%
HK$28,143
baseline
▲ 0.50% · 4.625%
HK$29,627
+HK$1,484/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,286/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,847
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,651
−HK$817/mo
Today · 4.125%
HK$27,468
baseline
▲ 0.50% · 4.625%
HK$29,139
+HK$1,671/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,936/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,755
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,526
−HK$782/mo
Today · 4.125%
HK$30,308
baseline
▲ 0.50% · 4.625%
HK$31,906
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,616/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,693
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,555
−HK$875/mo
Today · 4.125%
HK$29,430
baseline
▲ 0.50% · 4.625%
HK$31,221
+HK$1,791/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,860/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,809
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,635
−HK$838/mo
Today · 4.125%
HK$32,473
baseline
▲ 0.50% · 4.625%
HK$34,185
+HK$1,712/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,946/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,540
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,458
−HK$934/mo
Today · 4.125%
HK$31,392
baseline
▲ 0.50% · 4.625%
HK$33,302
+HK$1,910/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,784/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,862
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,744
−HK$894/mo
Today · 4.125%
HK$34,638
baseline
▲ 0.50% · 4.625%
HK$36,464
+HK$1,826/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,276/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,386
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,362
−HK$992/mo
Today · 4.125%
HK$33,354
baseline
▲ 0.50% · 4.625%
HK$35,383
+HK$2,029/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,708/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,916
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$950/mo
Today · 4.125%
HK$36,803
baseline
▲ 0.50% · 4.625%
HK$38,743
+HK$1,940/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,606/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,232
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,266
−HK$1,050/mo
Today · 4.125%
HK$35,316
baseline
▲ 0.50% · 4.625%
HK$37,465
+HK$2,149/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,632/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,970
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,962
−HK$1,006/mo
Today · 4.125%
HK$38,968
baseline
▲ 0.50% · 4.625%
HK$41,022
+HK$2,054/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,936/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,897 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).