▼ 0.50% · 3.625%
HK$19,633
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,243
−HK$621/mo
Today · 4.125%
HK$20,864
baseline
▲ 0.50% · 4.625%
HK$22,133
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,728/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,841
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,427
−HK$594/mo
Today · 4.125%
HK$23,021
baseline
▲ 0.50% · 4.625%
HK$24,235
+HK$1,214/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,042/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,596
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,268
−HK$682/mo
Today · 4.125%
HK$22,950
baseline
▲ 0.50% · 4.625%
HK$24,347
+HK$1,397/mo
Deposit HK$3.87M · loan HK$4.74M · min. income ≈ HK$45,900/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,025
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,670
−HK$653/mo
Today · 4.125%
HK$25,323
baseline
▲ 0.50% · 4.625%
HK$26,658
+HK$1,335/mo
Deposit HK$3.87M · loan HK$4.74M · min. income ≈ HK$50,646/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,559
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,292
−HK$745/mo
Today · 4.125%
HK$25,037
baseline
▲ 0.50% · 4.625%
HK$26,560
+HK$1,523/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$50,074/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,210
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,912
−HK$714/mo
Today · 4.125%
HK$27,626
baseline
▲ 0.50% · 4.625%
HK$29,082
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$55,252/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,523
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,317
−HK$806/mo
Today · 4.125%
HK$27,123
baseline
▲ 0.50% · 4.625%
HK$28,773
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,246/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,394
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,155
−HK$773/mo
Today · 4.125%
HK$29,928
baseline
▲ 0.50% · 4.625%
HK$31,505
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,856/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,486
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,341
−HK$868/mo
Today · 4.125%
HK$29,209
baseline
▲ 0.50% · 4.625%
HK$30,987
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,418/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,578
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,398
−HK$832/mo
Today · 4.125%
HK$32,230
baseline
▲ 0.50% · 4.625%
HK$33,929
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,460/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,449
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$931/mo
Today · 4.125%
HK$31,296
baseline
▲ 0.50% · 4.625%
HK$33,200
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,592/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,762
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,641
−HK$891/mo
Today · 4.125%
HK$34,532
baseline
▲ 0.50% · 4.625%
HK$36,352
+HK$1,820/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,064/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,412
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$992/mo
Today · 4.125%
HK$33,382
baseline
▲ 0.50% · 4.625%
HK$35,414
+HK$2,032/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,764/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,946
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$951/mo
Today · 4.125%
HK$36,834
baseline
▲ 0.50% · 4.625%
HK$38,776
+HK$1,942/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,668/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,376
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,414
−HK$1,055/mo
Today · 4.125%
HK$35,469
baseline
▲ 0.50% · 4.625%
HK$37,627
+HK$2,158/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,938/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,130
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,126
−HK$1,010/mo
Today · 4.125%
HK$39,136
baseline
▲ 0.50% · 4.625%
HK$41,199
+HK$2,063/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,272/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,339
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,438
−HK$1,117/mo
Today · 4.125%
HK$37,555
baseline
▲ 0.50% · 4.625%
HK$39,840
+HK$2,285/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,110/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,314
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,369
−HK$1,069/mo
Today · 4.125%
HK$41,438
baseline
▲ 0.50% · 4.625%
HK$43,623
+HK$2,185/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,876/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,297 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).