▼ 0.50% · 3.625%
HK$17,397
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,938
−HK$550/mo
Today · 4.125%
HK$18,488
baseline
▲ 0.50% · 4.625%
HK$19,613
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,976/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,354
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,873
−HK$527/mo
Today · 4.125%
HK$20,400
baseline
▲ 0.50% · 4.625%
HK$21,475
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,800/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,137
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,732
−HK$605/mo
Today · 4.125%
HK$20,337
baseline
▲ 0.50% · 4.625%
HK$21,574
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$40,674/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,289
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,860
−HK$580/mo
Today · 4.125%
HK$22,440
baseline
▲ 0.50% · 4.625%
HK$23,623
+HK$1,183/mo
Deposit HK$3.43M · loan HK$4.20M · min. income ≈ HK$44,880/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,876
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,526
−HK$660/mo
Today · 4.125%
HK$22,186
baseline
▲ 0.50% · 4.625%
HK$23,536
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,372/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,225
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,848
−HK$632/mo
Today · 4.125%
HK$24,480
baseline
▲ 0.50% · 4.625%
HK$25,770
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,960/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,616
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,320
−HK$714/mo
Today · 4.125%
HK$24,034
baseline
▲ 0.50% · 4.625%
HK$25,497
+HK$1,463/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,068/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,160
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,835
−HK$685/mo
Today · 4.125%
HK$26,520
baseline
▲ 0.50% · 4.625%
HK$27,918
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,040/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,356
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,114
−HK$769/mo
Today · 4.125%
HK$25,883
baseline
▲ 0.50% · 4.625%
HK$27,458
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,766/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,096
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,822
−HK$738/mo
Today · 4.125%
HK$28,560
baseline
▲ 0.50% · 4.625%
HK$30,065
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,120/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,096
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$825/mo
Today · 4.125%
HK$27,732
baseline
▲ 0.50% · 4.625%
HK$29,419
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,464/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,031
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,810
−HK$790/mo
Today · 4.125%
HK$30,600
baseline
▲ 0.50% · 4.625%
HK$32,213
+HK$1,613/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,200/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,835
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,701
−HK$880/mo
Today · 4.125%
HK$29,581
baseline
▲ 0.50% · 4.625%
HK$31,381
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,162/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,967
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$843/mo
Today · 4.125%
HK$32,640
baseline
▲ 0.50% · 4.625%
HK$34,360
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,280/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,575
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,495
−HK$935/mo
Today · 4.125%
HK$31,430
baseline
▲ 0.50% · 4.625%
HK$33,342
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,902
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,784
−HK$896/mo
Today · 4.125%
HK$34,680
baseline
▲ 0.50% · 4.625%
HK$36,508
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.49M · min. income ≈ HK$69,360/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,315
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,289
−HK$989/mo
Today · 4.125%
HK$33,278
baseline
▲ 0.50% · 4.625%
HK$35,303
+HK$2,025/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,556/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,837
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,772
−HK$947/mo
Today · 4.125%
HK$36,719
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,438/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).