▼ 0.50% · 3.625%
HK$19,755
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,369
−HK$624/mo
Today · 4.125%
HK$20,993
baseline
▲ 0.50% · 4.625%
HK$22,271
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,986/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,977
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,566
−HK$598/mo
Today · 4.125%
HK$23,164
baseline
▲ 0.50% · 4.625%
HK$24,385
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,328/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,730
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,406
−HK$687/mo
Today · 4.125%
HK$23,093
baseline
▲ 0.50% · 4.625%
HK$24,498
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,186/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,174
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$658/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$26,824
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$749/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,725
+HK$1,533/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,384/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,372
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,079
−HK$718/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,262
+HK$1,465/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,681
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,480
−HK$811/mo
Today · 4.125%
HK$27,291
baseline
▲ 0.50% · 4.625%
HK$28,952
+HK$1,661/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,582/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,570
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,336
−HK$777/mo
Today · 4.125%
HK$30,113
baseline
▲ 0.50% · 4.625%
HK$31,701
+HK$1,588/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,226/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,656
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$874/mo
Today · 4.125%
HK$29,391
baseline
▲ 0.50% · 4.625%
HK$31,179
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,782/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,767
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,593
−HK$837/mo
Today · 4.125%
HK$32,430
baseline
▲ 0.50% · 4.625%
HK$34,139
+HK$1,709/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,860/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,632
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,554
−HK$936/mo
Today · 4.125%
HK$31,490
baseline
▲ 0.50% · 4.625%
HK$33,406
+HK$1,916/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$62,980/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,965
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,849
−HK$897/mo
Today · 4.125%
HK$34,746
baseline
▲ 0.50% · 4.625%
HK$36,578
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,492/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,607
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,591
−HK$998/mo
Today · 4.125%
HK$33,589
baseline
▲ 0.50% · 4.625%
HK$35,633
+HK$2,044/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,178/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,163
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,106
−HK$957/mo
Today · 4.125%
HK$37,063
baseline
▲ 0.50% · 4.625%
HK$39,016
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,126/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,583
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,627
−HK$1,062/mo
Today · 4.125%
HK$35,689
baseline
▲ 0.50% · 4.625%
HK$37,860
+HK$2,171/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,378/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,361
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,363
−HK$1,016/mo
Today · 4.125%
HK$39,379
baseline
▲ 0.50% · 4.625%
HK$41,455
+HK$2,076/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,758/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,558
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,664
−HK$1,124/mo
Today · 4.125%
HK$37,788
baseline
▲ 0.50% · 4.625%
HK$40,087
+HK$2,299/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$75,576/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,558
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,619
−HK$1,076/mo
Today · 4.125%
HK$41,695
baseline
▲ 0.50% · 4.625%
HK$43,893
+HK$2,198/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$83,390/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,900 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).