▼ 0.50% · 3.625%
HK$18,139
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,703
−HK$573/mo
Today · 4.125%
HK$19,276
baseline
▲ 0.50% · 4.625%
HK$20,449
+HK$1,173/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,552/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,179
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,720
−HK$549/mo
Today · 4.125%
HK$21,269
baseline
▲ 0.50% · 4.625%
HK$22,391
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,538/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,953
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,573
−HK$631/mo
Today · 4.125%
HK$21,204
baseline
▲ 0.50% · 4.625%
HK$22,494
+HK$1,290/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$42,408/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,197
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,792
−HK$604/mo
Today · 4.125%
HK$23,396
baseline
▲ 0.50% · 4.625%
HK$24,630
+HK$1,234/mo
Deposit HK$3.58M · loan HK$4.38M · min. income ≈ HK$46,792/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,767
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,444
−HK$687/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,539
+HK$1,408/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,215
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,864
−HK$659/mo
Today · 4.125%
HK$25,523
baseline
▲ 0.50% · 4.625%
HK$26,869
+HK$1,346/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,046/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,580
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,314
−HK$745/mo
Today · 4.125%
HK$25,059
baseline
▲ 0.50% · 4.625%
HK$26,584
+HK$1,525/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$50,118/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,233
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,937
−HK$713/mo
Today · 4.125%
HK$27,650
baseline
▲ 0.50% · 4.625%
HK$29,108
+HK$1,458/mo
Deposit HK$2.78M · loan HK$5.17M · min. income ≈ HK$55,300/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,394
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,184
−HK$803/mo
Today · 4.125%
HK$26,987
baseline
▲ 0.50% · 4.625%
HK$28,629
+HK$1,642/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,974/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,251
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,009
−HK$768/mo
Today · 4.125%
HK$29,777
baseline
▲ 0.50% · 4.625%
HK$31,347
+HK$1,570/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,554/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,208
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,054
−HK$860/mo
Today · 4.125%
HK$28,914
baseline
▲ 0.50% · 4.625%
HK$30,674
+HK$1,760/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$57,828/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,269
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,081
−HK$823/mo
Today · 4.125%
HK$31,904
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,682/mo
Deposit HK$1.99M · loan HK$5.97M · min. income ≈ HK$63,808/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,022
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,925
−HK$917/mo
Today · 4.125%
HK$30,842
baseline
▲ 0.50% · 4.625%
HK$32,719
+HK$1,877/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$61,684/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,287
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,153
−HK$878/mo
Today · 4.125%
HK$34,031
baseline
▲ 0.50% · 4.625%
HK$35,825
+HK$1,794/mo
Deposit HK$1.59M · loan HK$6.36M · min. income ≈ HK$68,062/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,836
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,795
−HK$975/mo
Today · 4.125%
HK$32,770
baseline
▲ 0.50% · 4.625%
HK$34,764
+HK$1,994/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$65,540/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,305
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,225
−HK$933/mo
Today · 4.125%
HK$36,158
baseline
▲ 0.50% · 4.625%
HK$38,064
+HK$1,906/mo
Deposit HK$1.19M · loan HK$6.76M · min. income ≈ HK$72,316/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,650
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,665
−HK$1,032/mo
Today · 4.125%
HK$34,697
baseline
▲ 0.50% · 4.625%
HK$36,808
+HK$2,111/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$69,394/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,323
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,297
−HK$988/mo
Today · 4.125%
HK$38,285
baseline
▲ 0.50% · 4.625%
HK$40,303
+HK$2,018/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$76,570/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,642 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).