▼ 0.50% · 3.625%
HK$19,625
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,235
−HK$620/mo
Today · 4.125%
HK$20,855
baseline
▲ 0.50% · 4.625%
HK$22,124
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,710/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,832
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,418
−HK$594/mo
Today · 4.125%
HK$23,012
baseline
▲ 0.50% · 4.625%
HK$24,225
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,024/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,587
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$682/mo
Today · 4.125%
HK$22,941
baseline
▲ 0.50% · 4.625%
HK$24,337
+HK$1,396/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,882/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,016
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$653/mo
Today · 4.125%
HK$25,313
baseline
▲ 0.50% · 4.625%
HK$26,647
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,626/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,550
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,282
−HK$745/mo
Today · 4.125%
HK$25,027
baseline
▲ 0.50% · 4.625%
HK$26,549
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,054/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,199
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,902
−HK$712/mo
Today · 4.125%
HK$27,614
baseline
▲ 0.50% · 4.625%
HK$29,070
+HK$1,456/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,228/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,306
−HK$806/mo
Today · 4.125%
HK$27,112
baseline
▲ 0.50% · 4.625%
HK$28,762
+HK$1,650/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,224/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,382
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,143
−HK$773/mo
Today · 4.125%
HK$29,916
baseline
▲ 0.50% · 4.625%
HK$31,492
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,832/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,475
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,329
−HK$869/mo
Today · 4.125%
HK$29,198
baseline
▲ 0.50% · 4.625%
HK$30,974
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,396/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,565
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,385
−HK$832/mo
Today · 4.125%
HK$32,217
baseline
▲ 0.50% · 4.625%
HK$33,915
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,434/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,437
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,353
−HK$930/mo
Today · 4.125%
HK$31,283
baseline
▲ 0.50% · 4.625%
HK$33,187
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,566/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,749
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,627
−HK$891/mo
Today · 4.125%
HK$34,518
baseline
▲ 0.50% · 4.625%
HK$36,337
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,036/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,400
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,376
−HK$993/mo
Today · 4.125%
HK$33,369
baseline
▲ 0.50% · 4.625%
HK$35,399
+HK$2,030/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,738/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,932
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$950/mo
Today · 4.125%
HK$36,819
baseline
▲ 0.50% · 4.625%
HK$38,760
+HK$1,941/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,638/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,362
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,400
−HK$1,054/mo
Today · 4.125%
HK$35,454
baseline
▲ 0.50% · 4.625%
HK$37,612
+HK$2,158/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,908/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,115
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,111
−HK$1,009/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,182
+HK$2,062/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,325
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,423
−HK$1,117/mo
Today · 4.125%
HK$37,540
baseline
▲ 0.50% · 4.625%
HK$39,824
+HK$2,284/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,080/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,298
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,070/mo
Today · 4.125%
HK$41,422
baseline
▲ 0.50% · 4.625%
HK$43,605
+HK$2,183/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,844/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,193 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).