▼ 0.50% · 3.625%
HK$19,232
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,830
−HK$608/mo
Today · 4.125%
HK$20,438
baseline
▲ 0.50% · 4.625%
HK$21,682
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,876/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,395
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$582/mo
Today · 4.125%
HK$22,551
baseline
▲ 0.50% · 4.625%
HK$23,740
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,102/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,155
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,813
−HK$669/mo
Today · 4.125%
HK$22,482
baseline
▲ 0.50% · 4.625%
HK$23,850
+HK$1,368/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,964/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,535
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,166
−HK$640/mo
Today · 4.125%
HK$24,806
baseline
▲ 0.50% · 4.625%
HK$26,114
+HK$1,308/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,612/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,078
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$730/mo
Today · 4.125%
HK$24,526
baseline
▲ 0.50% · 4.625%
HK$26,018
+HK$1,492/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,052/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,674
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,363
−HK$699/mo
Today · 4.125%
HK$27,062
baseline
▲ 0.50% · 4.625%
HK$28,488
+HK$1,426/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,124/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,002
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$790/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$28,186
+HK$1,617/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,814
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,560
−HK$757/mo
Today · 4.125%
HK$29,317
baseline
▲ 0.50% · 4.625%
HK$30,862
+HK$1,545/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,634/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,925
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$851/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,354
+HK$1,741/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,954
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$815/mo
Today · 4.125%
HK$31,572
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,664/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,144/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,848
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,745
−HK$912/mo
Today · 4.125%
HK$30,657
baseline
▲ 0.50% · 4.625%
HK$32,522
+HK$1,865/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,314/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,093
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,954
−HK$873/mo
Today · 4.125%
HK$33,827
baseline
▲ 0.50% · 4.625%
HK$35,610
+HK$1,783/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,654/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,771
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$973/mo
Today · 4.125%
HK$32,701
baseline
▲ 0.50% · 4.625%
HK$34,691
+HK$1,990/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,402/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,233
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,151
−HK$931/mo
Today · 4.125%
HK$36,082
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$1,902/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,164/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,694
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$33,711
−HK$1,034/mo
Today · 4.125%
HK$34,745
baseline
▲ 0.50% · 4.625%
HK$36,859
+HK$2,114/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,490/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,372
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,348
−HK$989/mo
Today · 4.125%
HK$38,337
baseline
▲ 0.50% · 4.625%
HK$40,358
+HK$2,021/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,674/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,618
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,694
−HK$1,094/mo
Today · 4.125%
HK$36,788
baseline
▲ 0.50% · 4.625%
HK$39,027
+HK$2,239/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$73,576/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,512
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,545
−HK$1,047/mo
Today · 4.125%
HK$40,592
baseline
▲ 0.50% · 4.625%
HK$42,732
+HK$2,140/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$81,184/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,024 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).