▼ 0.50% · 3.625%
HK$20,564
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,204
−HK$650/mo
Today · 4.125%
HK$21,854
baseline
▲ 0.50% · 4.625%
HK$23,184
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,708/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,878
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,491
−HK$623/mo
Today · 4.125%
HK$24,114
baseline
▲ 0.50% · 4.625%
HK$25,385
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,228/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,621
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,324
−HK$715/mo
Today · 4.125%
HK$24,039
baseline
▲ 0.50% · 4.625%
HK$25,502
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,078/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,165
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,840
−HK$685/mo
Today · 4.125%
HK$26,525
baseline
▲ 0.50% · 4.625%
HK$27,923
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,050/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,677
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,445
−HK$780/mo
Today · 4.125%
HK$26,225
baseline
▲ 0.50% · 4.625%
HK$27,820
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,450/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,453
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,189
−HK$747/mo
Today · 4.125%
HK$28,936
baseline
▲ 0.50% · 4.625%
HK$30,462
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,872/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$845/mo
Today · 4.125%
HK$28,410
baseline
▲ 0.50% · 4.625%
HK$30,139
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,820/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,539
−HK$809/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,000
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,790
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,686
−HK$909/mo
Today · 4.125%
HK$30,595
baseline
▲ 0.50% · 4.625%
HK$32,457
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,190/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,029
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,888
−HK$871/mo
Today · 4.125%
HK$33,759
baseline
▲ 0.50% · 4.625%
HK$35,539
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,518/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,846
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,806
−HK$975/mo
Today · 4.125%
HK$32,781
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,562/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,316
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,237
−HK$933/mo
Today · 4.125%
HK$36,170
baseline
▲ 0.50% · 4.625%
HK$38,077
+HK$1,907/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,340/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,926
−HK$1,040/mo
Today · 4.125%
HK$34,966
baseline
▲ 0.50% · 4.625%
HK$37,094
+HK$2,128/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,932/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,604
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,586
−HK$996/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,615
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,959
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,047
−HK$1,105/mo
Today · 4.125%
HK$37,152
baseline
▲ 0.50% · 4.625%
HK$39,412
+HK$2,260/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,304/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,892
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,935
−HK$1,058/mo
Today · 4.125%
HK$40,993
baseline
▲ 0.50% · 4.625%
HK$43,154
+HK$2,161/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$81,986/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,016
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,167
−HK$1,170/mo
Today · 4.125%
HK$39,337
baseline
▲ 0.50% · 4.625%
HK$41,731
+HK$2,394/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,674/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,180
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,284
−HK$1,120/mo
Today · 4.125%
HK$43,404
baseline
▲ 0.50% · 4.625%
HK$45,692
+HK$2,288/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,808/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).