▼ 0.50% · 3.625%
HK$17,859
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,414
−HK$565/mo
Today · 4.125%
HK$18,979
baseline
▲ 0.50% · 4.625%
HK$20,133
+HK$1,154/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$37,958/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,868
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,400
−HK$541/mo
Today · 4.125%
HK$20,941
baseline
▲ 0.50% · 4.625%
HK$22,045
+HK$1,104/mo
Deposit HK$3.92M · loan HK$3.92M · min. income ≈ HK$41,882/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,645
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,256
−HK$620/mo
Today · 4.125%
HK$20,876
baseline
▲ 0.50% · 4.625%
HK$22,147
+HK$1,271/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,752/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,854
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,441
−HK$594/mo
Today · 4.125%
HK$23,035
baseline
▲ 0.50% · 4.625%
HK$24,249
+HK$1,214/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,070/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,430
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,097
−HK$677/mo
Today · 4.125%
HK$22,774
baseline
▲ 0.50% · 4.625%
HK$24,160
+HK$1,386/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,548/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,841
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,481
−HK$648/mo
Today · 4.125%
HK$25,129
baseline
▲ 0.50% · 4.625%
HK$26,454
+HK$1,325/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,258/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,216
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,938
−HK$734/mo
Today · 4.125%
HK$24,672
baseline
▲ 0.50% · 4.625%
HK$26,173
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,344/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,828
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,521
−HK$702/mo
Today · 4.125%
HK$27,223
baseline
▲ 0.50% · 4.625%
HK$28,658
+HK$1,435/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,446/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,002
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,780
−HK$790/mo
Today · 4.125%
HK$26,570
baseline
▲ 0.50% · 4.625%
HK$28,187
+HK$1,617/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,140/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,815
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,561
−HK$756/mo
Today · 4.125%
HK$29,317
baseline
▲ 0.50% · 4.625%
HK$30,863
+HK$1,546/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,634/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,788
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,621
−HK$847/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$30,200
+HK$1,732/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,801
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$811/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,067
+HK$1,655/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,574
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,463
−HK$903/mo
Today · 4.125%
HK$30,366
baseline
▲ 0.50% · 4.625%
HK$32,213
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$60,732/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,788
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,641
−HK$865/mo
Today · 4.125%
HK$33,506
baseline
▲ 0.50% · 4.625%
HK$35,272
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.27M · min. income ≈ HK$67,012/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,360
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,304
−HK$960/mo
Today · 4.125%
HK$32,264
baseline
▲ 0.50% · 4.625%
HK$34,227
+HK$1,963/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$64,528/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,775
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,681
−HK$919/mo
Today · 4.125%
HK$35,600
baseline
▲ 0.50% · 4.625%
HK$37,476
+HK$1,876/mo
Deposit HK$1.17M · loan HK$6.66M · min. income ≈ HK$71,200/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,146
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,146
−HK$1,016/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$36,240
+HK$2,078/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,762
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,721
−HK$973/mo
Today · 4.125%
HK$37,694
baseline
▲ 0.50% · 4.625%
HK$39,681
+HK$1,987/mo
Deposit HK$783K · loan HK$7.05M · min. income ≈ HK$75,388/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,957 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).