▼ 0.50% · 3.625%
HK$18,216
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,783
−HK$576/mo
Today · 4.125%
HK$19,359
baseline
▲ 0.50% · 4.625%
HK$20,537
+HK$1,178/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,718/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,265
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,809
−HK$551/mo
Today · 4.125%
HK$21,360
baseline
▲ 0.50% · 4.625%
HK$22,486
+HK$1,126/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,720/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,038
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,661
−HK$633/mo
Today · 4.125%
HK$21,294
baseline
▲ 0.50% · 4.625%
HK$22,590
+HK$1,296/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$42,588/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,292
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,890
−HK$606/mo
Today · 4.125%
HK$23,496
baseline
▲ 0.50% · 4.625%
HK$24,735
+HK$1,239/mo
Deposit HK$3.59M · loan HK$4.39M · min. income ≈ HK$46,992/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,860
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,539
−HK$691/mo
Today · 4.125%
HK$23,230
baseline
▲ 0.50% · 4.625%
HK$24,644
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$46,460/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,319
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,971
−HK$661/mo
Today · 4.125%
HK$25,632
baseline
▲ 0.50% · 4.625%
HK$26,983
+HK$1,351/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$51,264/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,681
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,418
−HK$748/mo
Today · 4.125%
HK$25,166
baseline
▲ 0.50% · 4.625%
HK$26,697
+HK$1,531/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$50,332/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,345
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$716/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,232
+HK$1,464/mo
Deposit HK$2.80M · loan HK$5.19M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,503
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,296
−HK$806/mo
Today · 4.125%
HK$27,102
baseline
▲ 0.50% · 4.625%
HK$28,751
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,204/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,372
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,133
−HK$771/mo
Today · 4.125%
HK$29,904
baseline
▲ 0.50% · 4.625%
HK$31,481
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,808/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,324
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,174
−HK$864/mo
Today · 4.125%
HK$29,038
baseline
▲ 0.50% · 4.625%
HK$30,805
+HK$1,767/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$58,076/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,398
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,213
−HK$827/mo
Today · 4.125%
HK$32,040
baseline
▲ 0.50% · 4.625%
HK$33,729
+HK$1,689/mo
Deposit HK$2.00M · loan HK$5.99M · min. income ≈ HK$64,080/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,146
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,053
−HK$921/mo
Today · 4.125%
HK$30,974
baseline
▲ 0.50% · 4.625%
HK$32,858
+HK$1,884/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$61,948/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,425
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,294
−HK$882/mo
Today · 4.125%
HK$34,176
baseline
▲ 0.50% · 4.625%
HK$35,978
+HK$1,802/mo
Deposit HK$1.60M · loan HK$6.39M · min. income ≈ HK$68,352/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,968
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,931
−HK$979/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,912
+HK$2,002/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,451
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,375
−HK$938/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,227
+HK$1,914/mo
Deposit HK$1.20M · loan HK$6.79M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,789
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$1,036/mo
Today · 4.125%
HK$34,845
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$2,121/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,690/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$37,456
−HK$993/mo
Today · 4.125%
HK$38,449
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,026/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,898/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,661 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).