▼ 0.50% · 3.625%
HK$18,475
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,050
−HK$584/mo
Today · 4.125%
HK$19,634
baseline
▲ 0.50% · 4.625%
HK$20,828
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,268/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,553
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,105
−HK$559/mo
Today · 4.125%
HK$21,664
baseline
▲ 0.50% · 4.625%
HK$22,806
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,328/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,323
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,955
−HK$642/mo
Today · 4.125%
HK$21,597
baseline
▲ 0.50% · 4.625%
HK$22,911
+HK$1,314/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,194/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$615/mo
Today · 4.125%
HK$23,830
baseline
▲ 0.50% · 4.625%
HK$25,086
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,660/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,170
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,860
−HK$700/mo
Today · 4.125%
HK$23,560
baseline
▲ 0.50% · 4.625%
HK$24,994
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,120/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,664
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,326
−HK$671/mo
Today · 4.125%
HK$25,997
baseline
▲ 0.50% · 4.625%
HK$27,367
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,994/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,018
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,765
−HK$759/mo
Today · 4.125%
HK$25,524
baseline
▲ 0.50% · 4.625%
HK$27,077
+HK$1,553/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,048/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,436
−HK$727/mo
Today · 4.125%
HK$28,163
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,484/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,326/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,865
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,670
−HK$817/mo
Today · 4.125%
HK$27,487
baseline
▲ 0.50% · 4.625%
HK$29,160
+HK$1,673/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,974/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,775
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,546
−HK$783/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$31,928
+HK$1,599/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,713
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,575
−HK$875/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,242
+HK$1,792/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,830
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$839/mo
Today · 4.125%
HK$32,496
baseline
▲ 0.50% · 4.625%
HK$34,209
+HK$1,713/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$64,992/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,560
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,480
−HK$934/mo
Today · 4.125%
HK$31,414
baseline
▲ 0.50% · 4.625%
HK$33,325
+HK$1,911/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,828/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,885
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,767
−HK$895/mo
Today · 4.125%
HK$34,662
baseline
▲ 0.50% · 4.625%
HK$36,489
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,324/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,408
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,385
−HK$992/mo
Today · 4.125%
HK$33,377
baseline
▲ 0.50% · 4.625%
HK$35,408
+HK$2,031/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,754/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,941
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$950/mo
Today · 4.125%
HK$36,828
baseline
▲ 0.50% · 4.625%
HK$38,770
+HK$1,942/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,656/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,290
−HK$1,051/mo
Today · 4.125%
HK$35,341
baseline
▲ 0.50% · 4.625%
HK$37,491
+HK$2,150/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,682/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,996
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,007/mo
Today · 4.125%
HK$38,995
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,055/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,990/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,067 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).